ALFA Finder| Revenue growth | FY26 revenue up 19% YoY. |
|---|---|
| Margins | NII up 15% for full year; ROE improved to 14.81%. |
| Demand visibility | Strong demand in daily NCR wholesale market; SME environment remains challenging. |
| Management confidence | Cautiously optimistic on SME; very bullish on niche wholesale segment. |
Growth
FY26 Revenue up 19%, PAT up 19% to ₹86 cr. Q4 NII grew 21% YoY to ₹45.4 cr.
Outlook
Guided 15-25% AUM growth for FY27. Focus on off-book AUM and consolidating underperforming SME branches.
Risks
Underwhelming SME retail performance due to over-leveraged borrowers and competitive intensity. GNPA rose to 1.1% from 0.46% YoY.
Earnings Call filed with NSE, NSE: CSLFINANCE. Summary written with AI assistance from the document.
CSL Finance Limited: key numbers
- Share price
- ₹229.88
- Market cap
- ₹523.7 Cr
- Revenue (annual)
- ₹256.1 Cr
- Net profit (annual)
- ₹86.11 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 49.17%+1.00% QoQ
- FII holding
- 0.09%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CSL Finance Limited
All →CSL Finance Earnings Call Transcript: Key Takeaways
Record ₹385 Cr disbursements and 16% AUM growth, but SME retail stalled and gross NPA rose to 1.13% from 0.95%. PAT grew only 2% YoY, largely due to a low tax base.
CSL Finance Investor Presentation: Key Takeaways
Q2FY27: AUM ₹1,627 Cr (+16% YoY), record disbursements ₹385 Cr (+31% YoY), NII ₹49.6 Cr (+21% YoY), PAT ₹25.0 Cr (+2% YoY). Wholesale-led growth; SME Retail recovering gradually.
CSL Finance Q2 FY27 Results: Net Profit ₹25 Cr, Up 2.0% YoY
CSL Finance Ltd reported revenue from operations of ₹76.8 Cr (+20.6% YoY) and net profit of ₹25 Cr (+2.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹25 Cr · +2.0% YoY
CSL Finance Management Change
CSL Finance appointed Akshay Gujar as Chief Executive Officer of its SME division as senior management personnel. The filing carries no monetary value.
CSL Finance Board Meeting Date
CSL Finance scheduled a board meeting on November 2, 2026 to approve unaudited results. The trading window stays closed until November 4, 2026.
CSL Finance Debt & Borrowing: ₹0.83 Cr
CSL Finance Ltd has successfully paid Rs.0.83 Crore in quarterly interest on its senior rated secured NCDs, as confirmed in the regulatory filing.
- Value
- ₹0.83 Cr