ALFA Finder| Revenue growth | 19% YoY to ₹257 Cr in FY26. |
|---|---|
| Margins | NII grew 15% to ₹168 Cr; NIM remained resilient. |
| Order book | AUM at ₹1,448 Cr; Disbursements at ₹1,255 Cr. |
| Demand visibility | Wholesale segment remains robust; SME Retail slowing in H2. |
| Management confidence | Cautiously optimistic on SME; robust outlook for Wholesale. |
Growth
Revenue grew 19% to ₹257 Cr; PAT rose 19% to ₹86 Cr. Loan book up 21% YoY to ₹1,395 Cr.
Outlook
Wholesale expected to drive growth in FY27. SME Retail projected to return to normalcy. Onboarded Bank of Baroda.
Risks
SME Retail slowed due to over-leveraged borrowers and competitive intensity. GNPA increased to 1.10% from 0.46% YoY.
Earnings Call filed with NSE, NSE: CSLFINANCE. Summary written with AI assistance from the document.
CSL Finance Ltd: key numbers
- Share price
- ₹229.88
- Market cap
- ₹523.7 Cr
- Revenue (annual)
- ₹256.1 Cr
- Net profit (annual)
- ₹86.11 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 49.17%+1.00% QoQ
- FII holding
- 0.09%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CSL Finance Ltd
All →CSL Finance Earnings Call Transcript: Key Takeaways
Record ₹385 Cr disbursements and 16% AUM growth, but SME retail stalled and gross NPA rose to 1.13% from 0.95%. PAT grew only 2% YoY, largely due to a low tax base.
CSL Finance Investor Presentation: Key Takeaways
Q2FY27: AUM ₹1,627 Cr (+16% YoY), record disbursements ₹385 Cr (+31% YoY), NII ₹49.6 Cr (+21% YoY), PAT ₹25.0 Cr (+2% YoY). Wholesale-led growth; SME Retail recovering gradually.
CSL Finance Q2 FY27 Results: Net Profit ₹25 Cr, Up 2.0% YoY
CSL Finance Ltd reported revenue from operations of ₹76.8 Cr (+20.6% YoY) and net profit of ₹25 Cr (+2.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹25 Cr · +2.0% YoY
CSL Finance Management Change
CSL Finance appointed Akshay Gujar as Chief Executive Officer of its SME division as senior management personnel. The filing carries no monetary value.
CSL Finance Board Meeting Date
CSL Finance scheduled a board meeting on November 2, 2026 to approve unaudited results. The trading window stays closed until November 4, 2026.
CSL Finance Debt & Borrowing: ₹0.83 Cr
CSL Finance Ltd has successfully paid Rs.0.83 Crore in quarterly interest on its senior rated secured NCDs, as confirmed in the regulatory filing.
- Value
- ₹0.83 Cr