| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | AUM up 19.5% YoY |
|---|---|
| Margins | NIM at 15.1%; guided 14.4-14.7% for FY27 |
| Demand visibility | Strong; 2.3 Lakh new borrowers added in Q2 |
| Management confidence | High; citing superior H1 performance |
Growth
AUM grew 19.5% YoY to INR 30,946 Cr. PAT surged 298.7% YoY to INR 502 Cr. NII reached INR 1,278 Cr.
Outlook
Revised FY27 ROA guidance up to 5.2-5.8% and ROE to 21.0-24.0%. AUM growth maintained at 20-25% range.
Risks
Temporary PAR increase due to excess rainfall/flooding in specific regions and minor accretion from deficient monsoons in others.
Investor Presentation filed with BSE, NSE: CREDITACC. Summary written with AI assistance from the document.
CreditAccess Grameen Ltd: key numbers
- Share price
- ₹1,022.20
- Market cap
- ₹16,412 Cr
- Revenue (annual)
- ₹6,059 Cr
- Net profit (annual)
- ₹777.6 Cr
- P/E (TTM)
- 10.3×Sector 19.7×
- Promoter holding
- 63.83%-2.38% QoQ
- FII holding
- 14.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CreditAccess Grameen Ltd
All →CreditAccess Grameen Earnings Call Transcript: Key Takeaways
CA Grameen reported record profits despite localized climate stress in Maharashtra and MP.
- Call
- Guides 25% growth
CreditAccess Grameen Management Change
CreditAccess Grameen Limited has appointed M/s. Sharp & Tannan as Statutory Auditor for a term of 36 months, effective July 1, 2027.
CreditAccess Grameen Other Announcement
CreditAccess Grameen filed its statement of utilization of issue proceeds for non-convertible securities for the quarter ended September 30, 2026, per SEBI LODR regulations.
CreditAccess Grameen Results Update
CreditAccess Grameen announced its Q2 FY27 financial results, reporting strong growth in profit and income, alongside positive business operational highlights for the quarter.
CreditAccess Grameen Q2 FY27 Results: Net Profit ₹501.6 Cr, Up 298.7% YoY
CreditAccess Grameen Ltd reported revenue from operations of ₹1,904 Cr (+26.2% YoY) and net profit of ₹501.6 Cr (+298.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹501.6 Cr · +298.7% YoY
CreditAccess Grameen Debt & Borrowing: ₹0.42 Cr
CreditAccess Grameen paid monthly interest of Rs.0.42 Crore on its Series V NCDs, one day ahead of schedule. This confirms ongoing compliance with its debt servicing obligations.
- Value
- ₹0.42 Cr