ALFA Finder| Revenue growth | PPOP grew 6.5% YoY in FY26. |
|---|---|
| Margins | NIM expanded to 14.2% in Q4; FY27 guided lower at 12.8-13.2%. |
| Demand visibility | Strong rural demand; 9.8 Lakh borrowers added in FY26. |
| Management confidence | High; confident in meeting FY27 guidance and long-term 20%+ CAGR. |
Growth
FY26 AUM grew 14% YoY; disbursements reached INR 24,859 Cr, up 24.1%. Q4 PAT grew over 600% YoY.
Outlook
FY27 Guidance: AUM growth 20-25%, NIM 12.8-13.2%, Credit Cost 3-4%, ROA 4.0-4.8%, ROE 16-20%.
Risks
Credit costs of 6.74% exceeded 5.5-6.0% guidance due to new ECL model and West Asia crisis provisioning.
Earnings Call filed with BSE, NSE: CREDITACC. Summary written with AI assistance from the document.
CreditAccess Grameen Ltd: key numbers
- Share price
- ₹1,137.20
- Market cap
- ₹18,259 Cr
- Revenue (annual)
- ₹6,059 Cr
- Net profit (annual)
- ₹777.6 Cr
- P/E (TTM)
- 11.5×Sector 20.8×
- Promoter holding
- 63.83%-2.38% QoQ
- FII holding
- 14.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CreditAccess Grameen Ltd
All →CreditAccess Grameen Debt & Borrowing: ₹1.92 Cr
CreditAccess Grameen paid monthly interest of Rs.1.92 Crore across two NCD series, due 7 November 2026. Payment was made early on 5 November 2026.
- Value
- ₹1.92 Cr
CreditAccess Grameen Employee Stock Options
CreditAccess Grameen allotted 6,484 ESOP shares to 10 employees on 4 November 2026. Shares rank pari-passu with existing equity.
CreditAccess Grameen Other Announcement
CreditAccess Grameen intimated exchanges that its RTA, KFin Technologies, is moving its corporate office to a new Kokapet address effective 1 December 2026. This is an administrative update for investors and records only.
CreditAccess Grameen Earnings Call Transcript: Key Takeaways
CA Grameen reported record profits despite localized climate stress in Maharashtra and MP.
- Call
- Guides 25% growth
CreditAccess Grameen Management Change
CreditAccess Grameen Limited has appointed M/s. Sharp & Tannan as Statutory Auditor for a term of 36 months, effective July 1, 2027.
CreditAccess Grameen Other Announcement
CreditAccess Grameen filed its statement of utilization of issue proceeds for non-convertible securities for the quarter ended September 30, 2026, per SEBI LODR regulations.