| Revenue growth | PPOP grew 6.5% YoY in FY26. |
|---|---|
| Margins | NIM expanded to 14.2% in Q4; FY27 guided lower at 12.8-13.2%. |
| Demand visibility | Strong rural demand; 9.8 Lakh borrowers added in FY26. |
| Management confidence | High; confident in meeting FY27 guidance and long-term 20%+ CAGR. |
Growth
FY26 AUM grew 14% YoY; disbursements reached INR 24,859 Cr, up 24.1%. Q4 PAT grew over 600% YoY.
Outlook
FY27 Guidance: AUM growth 20-25%, NIM 12.8-13.2%, Credit Cost 3-4%, ROA 4.0-4.8%, ROE 16-20%.
Risks
Credit costs of 6.74% exceeded 5.5-6.0% guidance due to new ECL model and West Asia crisis provisioning.
Earnings Call filed with BSE, NSE: CREDITACC. Summary written with AI assistance from the document.
CreditAccess Grameen Ltd: key numbers
- Share price
- ₹1,298.80
- Market cap
- ₹20,848 Cr
- Revenue (annual)
- ₹6,059 Cr
- Net profit (annual)
- ₹777.6 Cr
- P/E (TTM)
- 17.2×Sector 22.0×
- Promoter holding
- 66.21%-0.03% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CreditAccess Grameen Ltd
All →CreditAccess Grameen Debt & Borrowing: ₹6.88 Cr
CreditAccess Grameen Ltd has confirmed the payment of interest on its non-convertible debentures. The total interest amount paid is Rs. 6.88 Crore.
- Value
- ₹6.88 Cr
CreditAccess Grameen Debt & Borrowing: ₹0.43 Cr
CreditAccess Grameen paid ₹0.43 Crore monthly interest on its Secured NCDs. The Reg 57(1) filing confirms timely payment of ₹43,09,550 on September 21, 2026.
- Value
- ₹0.43 Cr
CreditAccess Grameen Employee Stock Options
CreditAccess Grameen Limited allotted 33,689 equity shares to 18 employees under its ESOP 2011 scheme. The allotted shares rank pari-passu with existing equity shares.
CreditAccess Grameen Debt & Borrowing
CreditAccess Grameen Limited has announced record dates for interest payments on its non-convertible debentures for the quarter October 2026 to December 2026.
CreditAccess Grameen Debt & Borrowing: ₹1.92 Cr
CreditAccess Grameen confirmed payment of interest on Non-Convertible Debentures issued through its Public Issue Tranche II. This is a routine regulatory compliance disclosure.
- Value
- ₹1.92 Cr
CreditAccess Grameen Employee Stock Options
CreditAccess Grameen Limited has allotted 30,135 equity shares to 20 employees under its Employee Stock Option Plan. These shares rank pari-passu with existing equity.