ALFA Finder| Revenue growth | FY26 Total Net Income grew 30.3% YoY to INR 4,164 Cr. |
|---|---|
| Margins | NIM improved to 14.2% in Q4 FY26 due to lower interest reversals. |
| Demand visibility | Strong; 20-25% AUM growth guided for FY27. |
| Management confidence | High; citing robust business outlook and improved return ratios for FY27. |
Growth
Q4 FY26 PAT grew 619.4% YoY to INR 340 Cr; FY26 PAT grew 46.3% YoY to INR 778 Cr.
Outlook
FY27 guidance: AUM growth 20-25%, NIM 12.8-13.2%, ROA 4.0-4.8%, ROE 16.0-20.0%, and Credit Cost 3.0-4.0%.
Risks
Industry-wide credit cycle disruptions; asset quality impact from recent crises; elevated credit costs at 6.8% for FY26.
Earnings Call filed with NSE, NSE: CREDITACC. Summary written with AI assistance from the document.
CreditAccess Grameen Ltd: key numbers
- Share price
- ₹1,137.20
- Market cap
- ₹18,259 Cr
- Revenue (annual)
- ₹6,059 Cr
- Net profit (annual)
- ₹777.6 Cr
- P/E (TTM)
- 11.5×Sector 20.8×
- Promoter holding
- 63.83%-2.38% QoQ
- FII holding
- 14.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CreditAccess Grameen Ltd
All →CreditAccess Grameen Debt & Borrowing: ₹1.92 Cr
CreditAccess Grameen paid monthly interest of Rs.1.92 Crore across two NCD series, due 7 November 2026. Payment was made early on 5 November 2026.
- Value
- ₹1.92 Cr
CreditAccess Grameen Employee Stock Options
CreditAccess Grameen allotted 6,484 ESOP shares to 10 employees on 4 November 2026. Shares rank pari-passu with existing equity.
CreditAccess Grameen Other Announcement
CreditAccess Grameen intimated exchanges that its RTA, KFin Technologies, is moving its corporate office to a new Kokapet address effective 1 December 2026. This is an administrative update for investors and records only.
CreditAccess Grameen Earnings Call Transcript: Key Takeaways
CA Grameen reported record profits despite localized climate stress in Maharashtra and MP.
- Call
- Guides 25% growth
CreditAccess Grameen Management Change
CreditAccess Grameen Limited has appointed M/s. Sharp & Tannan as Statutory Auditor for a term of 36 months, effective July 1, 2027.
CreditAccess Grameen Other Announcement
CreditAccess Grameen filed its statement of utilization of issue proceeds for non-convertible securities for the quarter ended September 30, 2026, per SEBI LODR regulations.