| Revenue growth | AUM grew 14% YoY; disbursements up 24.1% for the full year. |
|---|---|
| Margins | NIM improved 35bps QoQ to 14.2%; cost of borrowing fell. |
| Demand visibility | Strong; targeting 23.5 crore low-to-middle income households by 2030. |
| Management confidence | Balanced; focused on resilience through cycles and conservative provisioning strategies. |
Growth
AUM grew 11.4% QoQ; full-year disbursements rose 24.1%. Growth is shifting from microfinance to higher-value retail products.
Outlook
FY27 guidance: 20-25% AUM growth, 12.8-13% NIM, and 3-4% credit costs.
Risks
Higher credit costs (6.74%) and West Asia geopolitical tensions necessitated aggressive 39cr additional ECL provisioning.
Earnings Call filed with BSE, NSE: CREDITACC. Summary written with AI assistance from the document.
CreditAccess Grameen Ltd: key numbers
- Share price
- ₹1,298.80
- Market cap
- ₹20,848 Cr
- Revenue (annual)
- ₹6,059 Cr
- Net profit (annual)
- ₹777.6 Cr
- P/E (TTM)
- 17.2×Sector 22.0×
- Promoter holding
- 66.21%-0.03% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CreditAccess Grameen Ltd
All →CreditAccess Grameen Debt & Borrowing: ₹6.88 Cr
CreditAccess Grameen Ltd has confirmed the payment of interest on its non-convertible debentures. The total interest amount paid is Rs. 6.88 Crore.
- Value
- ₹6.88 Cr
CreditAccess Grameen Debt & Borrowing: ₹0.43 Cr
CreditAccess Grameen paid ₹0.43 Crore monthly interest on its Secured NCDs. The Reg 57(1) filing confirms timely payment of ₹43,09,550 on September 21, 2026.
- Value
- ₹0.43 Cr
CreditAccess Grameen Employee Stock Options
CreditAccess Grameen Limited allotted 33,689 equity shares to 18 employees under its ESOP 2011 scheme. The allotted shares rank pari-passu with existing equity shares.
CreditAccess Grameen Debt & Borrowing
CreditAccess Grameen Limited has announced record dates for interest payments on its non-convertible debentures for the quarter October 2026 to December 2026.
CreditAccess Grameen Debt & Borrowing: ₹1.92 Cr
CreditAccess Grameen confirmed payment of interest on Non-Convertible Debentures issued through its Public Issue Tranche II. This is a routine regulatory compliance disclosure.
- Value
- ₹1.92 Cr
CreditAccess Grameen Employee Stock Options
CreditAccess Grameen Limited has allotted 30,135 equity shares to 20 employees under its Employee Stock Option Plan. These shares rank pari-passu with existing equity.