ALFA Finder| Margins | NIMs stable at ~8%; improved by 40 bps YoY in Q4. |
|---|---|
| Demand visibility | Strong vehicle demand; recovery in commercial and passenger vehicle segments. |
| Management confidence | High; citing broad-based growth across all eight business engines. |
Growth
AUM grew 21% YoY. NIMs improved by 40 bps; ROA stood at 4.1% before a precautionary overlay.
Outlook
Guidance maintained for 20-23% AUM growth and credit costs around 1.5% for FY27.
Risks
Global uncertainties impacting fuel prices and shipping flows; precautionary INR 200 crore management overlay provided for potential stress.
Earnings Call filed with NSE, NSE: CHOLAFIN. Summary written with AI assistance from the document.
Cholamandalam Investment & Finance Company Ltd: key numbers
- Share price
- ₹1,855.10
- Market cap
- ₹1,56,449 Cr
- Revenue (annual)
- ₹31,073 Cr
- Net profit (annual)
- ₹5,233 Cr
- P/E (TTM)
- 25.1×Sector 20.8×
- Promoter holding
- 48.93%-0.29% QoQ
- FII holding
- 24.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Investment & Finance Company Ltd
All →Cholamandalam Investment & Finance Company Fund Raise of ₹5,000 Cr
Cholamandalam Investment sent shareholders a postal ballot notice seeking approval for a Rs 5,000 crore QIP. E-voting runs November 10 to December 9, 2026.
- Value
- ₹5,000 Cr
- Execution
- Allotment to be completed within 365 days of shareholder approval
Cholamandalam Investment & Finance Company Other Announcement
Cholamandalam Investment filed a bundle of routine compliance letters: RTA office-address change, share capital reconciliation, Reg 74(5) certificate, and Reg 6(1)/7(1) confirmations. None involves a transaction, money, or business event.
Cholamandalam Investment & Finance Company Debt & Borrowing: ₹3.84 Cr
Cholamandalam Investment and Finance paid Rs.3.84 Crore annual interest on its 9.30% 2030 PDI23 debentures on 3 November 2026. The payment settles an existing debt obligation on Rs.45.00 Crore issue size.
- Value
- ₹3.84 Cr
Cholamandalam Investment & Finance Company Employee Stock Options
Cholamandalam Investment and Finance allotted 1,20,202 equity shares to employees upon the exercise of stock options. The company will now seek listing for these shares.
Cholamandalam Investment & Finance Company Fund Raise
Cholamandalam's board approved a Qualified Institutions Placement fund raise on 28 October 2026, subject to shareholder postal ballot. The quantum, price and terms remain undetermined.
Cholamandalam Investment & Finance Company Earnings Call Transcript: Key Takeaways
Management reported strong growth across all segments, achieving an AUM of ₹2,42,630 Cr.
- Call
- Guides 23% growth