ALFA Finder| Revenue growth | AUM grew 21% YoY; NIMs improved by 40bps. |
|---|---|
| Margins | NIMs improved as cost of funds softened during the quarter. |
| Demand visibility | Strong visibility across commercial vehicles, MSME, and consumer segments. |
| Management confidence | Balanced; optimistic on growth but cautious with precautionary ₹200cr buffer. |
Growth
AUM reached ₹2,42,630cr, driven by 26% growth in Vehicle Finance and 45% in Consumer segments.
Outlook
Guided FY27 AUM growth of 20-23% with target pre-tax ROA of 3.5%.
Risks
Potential credit cost volatility from fuel price fluctuations; ₹200cr overlay reflects caution on asset quality.
Earnings Call filed with BSE, NSE: CHOLAFIN. Summary written with AI assistance from the document.
Cholamandalam Investment & Finance Company Ltd: key numbers
- Share price
- ₹1,855.10
- Market cap
- ₹1,56,449 Cr
- Revenue (annual)
- ₹31,073 Cr
- Net profit (annual)
- ₹5,233 Cr
- P/E (TTM)
- 25.1×Sector 20.8×
- Promoter holding
- 48.93%-0.29% QoQ
- FII holding
- 24.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Investment & Finance Company Ltd
All →Cholamandalam Investment & Finance Company Fund Raise of ₹5,000 Cr
Cholamandalam Investment sent shareholders a postal ballot notice seeking approval for a Rs 5,000 crore QIP. E-voting runs November 10 to December 9, 2026.
- Value
- ₹5,000 Cr
- Execution
- Allotment to be completed within 365 days of shareholder approval
Cholamandalam Investment & Finance Company Other Announcement
Cholamandalam Investment filed a bundle of routine compliance letters: RTA office-address change, share capital reconciliation, Reg 74(5) certificate, and Reg 6(1)/7(1) confirmations. None involves a transaction, money, or business event.
Cholamandalam Investment & Finance Company Debt & Borrowing: ₹3.84 Cr
Cholamandalam Investment and Finance paid Rs.3.84 Crore annual interest on its 9.30% 2030 PDI23 debentures on 3 November 2026. The payment settles an existing debt obligation on Rs.45.00 Crore issue size.
- Value
- ₹3.84 Cr
Cholamandalam Investment & Finance Company Employee Stock Options
Cholamandalam Investment and Finance allotted 1,20,202 equity shares to employees upon the exercise of stock options. The company will now seek listing for these shares.
Cholamandalam Investment & Finance Company Fund Raise
Cholamandalam's board approved a Qualified Institutions Placement fund raise on 28 October 2026, subject to shareholder postal ballot. The quantum, price and terms remain undetermined.
Cholamandalam Investment & Finance Company Earnings Call Transcript: Key Takeaways
Management reported strong growth across all segments, achieving an AUM of ₹2,42,630 Cr.
- Call
- Guides 23% growth