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Earnings Call

Capri Global Capital Earnings Call: Key Takeaways

Capri Global delivered strong performance in Q4FY26 with PAT up 59% YoY. The company is scaling its multi-vertical lending strategy via branch expansion and co-lending partnerships.

Highlights
Revenue growthNet Interest Income grew 50% YoY in FY26.
MarginsNIM improved to 9.2% in Q4FY26 vs 8.9% YoY.
Demand visibilityStrong momentum in Gold loan and MSME originations.
Management confidenceHigh; citing capital efficient growth through co-lending.

Growth

FY26 PAT grew 98% YoY to ₹9,486mn; AUM increased 60% YoY to ₹366,233mn driven by Gold and MSME segments.

Outlook

Expanding footprint with 1,429 total branches; leveraging 20 insurance partnerships and car loan distribution network for fee income.

Risks

Potential asset quality pressure in MSME; Gold loan yields saw a slight decline to 16.9% in Q4FY26.

Source

Earnings Call filed with BSE, NSE: CGCL. Summary written with AI assistance from the document.

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Capri Global Capital Ltd: key numbers

Share price
₹253.70
Market cap
₹24,410 Cr
Revenue (annual)
₹4,731 Cr
Net profit (annual)
₹949.1 Cr
P/E (TTM)
21.6×Sector 22.0×
Promoter holding
59.92%+0.00% QoQ
FII holding
8.21%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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13:09 IST BSE
Debt & Borrowing

Capri Global Capital Debt & Borrowing: ₹0.39 Cr

Capri Global Capital paid Rs.0.39 Crore monthly interest on its 9.25% NCDs Series 14. This is a routine debt-servicing disclosure for listed debentures.

Value
₹0.39 Cr
21:59 IST BSE
Management Change

Capri Global Capital Management Change

Capri Global Capital shareholders approved the re-appointment of Dr. Nupur Mukherjee and Mr. Shishir Priyadarshi as Independent Directors at the 32nd Annual General Meeting.

21:40 IST BSE
Annual General Meeting

Capri Global Capital Annual General Meeting

Capri Global Capital Limited held its 32nd Annual General Meeting on September 22, 2026. The meeting discussed various ordinary and special business resolutions.

15:05 IST BSE
Credit Rating

Capri Global Capital Credit Rating

Capri Global Capital was assigned an IVR AA+/Stable rating on its Rs. 300 Crore Subordinated NCDs by Infomerics. The stable outlook supports the planned debt raise.

18:59 IST BSE
Capital Structure Change

Capri Global Capital Capital Structure Change

Employee Munish Jain sold 10,000 equity shares of Capri Global Capital Ltd for ₹0.26 Crore via a market sale.

Value
₹0.26 Cr
15:18 IST BSE
Debt & Borrowing

Capri Global Capital Debt & Borrowing: ₹10 Cr

Capri Global Capital redeemed Rs. 10 Crore of Commercial Paper at maturity on 17 September 2026. Outstanding balance on the instrument is now NIL.

Value
₹10.00 Cr