| Revenue growth | Total Income ₹12.3 Cr, up 25% QoQ. |
|---|---|
| Margins | Higher velocity and enhanced RoA targeted via fee-based MSME income. |
| Demand visibility | Steady; scaling disbursements in North India rural/semi-urban markets. |
| Management confidence | High; citing 'Proof of Scale' following successful turnaround. |
Growth
AUM grew 52% QoQ and 44% YoY. Q1FY27 disbursements reached ₹111.6 Cr, up 24% from Q4FY26.
Outlook
Focusing on scaling the Gold Loan book (₹5 Cr/month run-rate) and Partner-led MSME (₹30 Cr/month run-rate) using existing infrastructure.
Risks
Legacy unsecured MSME risk remains, though GNPA reduced to 2.7% and NNPA is at 0%.
Investor Presentation filed with BSE, NSE: CAPTRUST. Summary written with AI assistance from the document.
Capital Trust Ltd: key numbers
- Share price
- ₹18.72
- Market cap
- ₹63.68 Cr
- Revenue (annual)
- ₹41.55 Cr
- Net profit (annual)
- ₹-46.82 Cr
- P/E (TTM)
- -1.7×Sector 22.0×
- Promoter holding
- 54.13%+0.00% QoQ
- FII holding
- 8.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Capital Trust Ltd
All →Capital Trust Annual General Meeting
Capital Trust Limited filed the proceedings of its 40th AGM held on 18 September 2026 via video conferencing. 58 shareholders attended and resolutions were put to e-voting.
Capital Trust Q1 FY27 Results: Turns Profitable, Net Profit ₹0.2 Cr
Capital Trust Ltd reported revenue from operations of ₹12.1 Cr (-2.4% YoY) and net profit of ₹0.2 Cr for Q1 FY27.
- Key figure
- Net profit ₹0.2 Cr
Capital Trust Earnings Call: Key Takeaways
Capital Trust transitioned to a secured gold loan and partner-led MSME model in FY26. Q4 saw return to operational profitability with PBT of ₹0.13 Cr and GNPA reduction to 2.8%.
Capital Trust Q4 FY26 Results: Net Loss of ₹18.2 Cr
Capital Trust Ltd reported revenue from operations of ₹9.4 Cr (-54.1% YoY) and a net loss of ₹18.2 Cr for Q4 FY26.
- Key figure
- Net loss ₹18.2 Cr