| Revenue growth | FY26 Income ₹42.4 Cr vs FY25 ₹96.0 Cr (down 56%). |
|---|---|
| Margins | Cost of borrowing improved slightly to 16.0%. |
| Demand visibility | Targeting vast ₹20 lakh Cr gold loan market. |
| Management confidence | High: claim transformation complete and profitability restored in Q4. |
Growth
Q4 disbursements reached ₹89.4 Cr, up 4.5x QoQ. AUM grew 52% QoQ to ₹158 Cr.
Outlook
Entering FY27 with clean balance sheet; focusing on 'Growth Capital' and scaling secured gold loan vertical.
Risks
Historical unsecured MSME stress; legacy portfolio clean-up resulted in FY26 PBT loss of ₹36.4 Cr.
Earnings Call filed with BSE, NSE: CAPTRUST. Summary written with AI assistance from the document.
Capital Trust Ltd: key numbers
- Share price
- ₹18.72
- Market cap
- ₹63.68 Cr
- Revenue (annual)
- ₹41.55 Cr
- Net profit (annual)
- ₹-46.82 Cr
- P/E (TTM)
- -1.7×Sector 22.0×
- Promoter holding
- 54.13%+0.00% QoQ
- FII holding
- 8.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Capital Trust Ltd
All →Capital Trust Annual General Meeting
Capital Trust Limited filed the proceedings of its 40th AGM held on 18 September 2026 via video conferencing. 58 shareholders attended and resolutions were put to e-voting.
Capital Trust Investor Presentation: Key Takeaways
Capital Trust transitioned to a secured Gold and Partner-led MSME model in Q1FY27. Total AUM grew 52% QoQ to ₹240 Cr with a PAT of ₹0.20 Cr.
Capital Trust Q1 FY27 Results: Turns Profitable, Net Profit ₹0.2 Cr
Capital Trust Ltd reported revenue from operations of ₹12.1 Cr (-2.4% YoY) and net profit of ₹0.2 Cr for Q1 FY27.
- Key figure
- Net profit ₹0.2 Cr
Capital Trust Q4 FY26 Results: Net Loss of ₹18.2 Cr
Capital Trust Ltd reported revenue from operations of ₹9.4 Cr (-54.1% YoY) and a net loss of ₹18.2 Cr for Q4 FY26.
- Key figure
- Net loss ₹18.2 Cr