| Revenue growth | FY26 Income ₹42.4 Cr vs FY25 ₹96.0 Cr (down 56%). |
|---|---|
| Margins | Cost of borrowing improved slightly to 16.0%. |
| Demand visibility | Targeting vast ₹20 lakh Cr gold loan market. |
| Management confidence | High: claim transformation complete and profitability restored in Q4. |
Growth
Q4 disbursements reached ₹89.4 Cr, up 4.5x QoQ. AUM grew 52% QoQ to ₹158 Cr.
Outlook
Entering FY27 with clean balance sheet; focusing on 'Growth Capital' and scaling secured gold loan vertical.
Risks
Historical unsecured MSME stress; legacy portfolio clean-up resulted in FY26 PBT loss of ₹36.4 Cr.
Earnings Call filed with BSE, NSE: CAPTRUST. Summary written with AI assistance from the document.
Capital Trust Ltd: key numbers
- Share price
- ₹23.06
- Market cap
- ₹78.45 Cr
- Revenue (annual)
- ₹41.55 Cr
- Net profit (annual)
- ₹-46.82 Cr
- P/E (TTM)
- -2.0×Sector 20.8×
- Promoter holding
- 54.13%+0.00% QoQ
- FII holding
- 8.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Capital Trust Ltd
All →Capital Trust Other Announcement
Capital Trust Limited has shifted its registered office within New Delhi to DLF South Court, Saket. This change is effective immediately from November 4, 2026.
Capital Trust Board Meeting Date
Capital Trust will hold a board meeting on 14 November 2026 to consider audited half-yearly results for September 2026. The advance notice discloses no financial figures.
Capital Trust Other Announcement
The company filed its quarterly shareholding pattern for the period ended September 30, 2026, as required under SEBI Regulation 31.
Capital Trust Business Update
Capital Trust Limited has scaled its AI-powered gold loan platform to six branches, achieving monthly disbursements of ₹5-6 Crore. The business reports a cumulative disbursement of ₹45 Crore.
- Value
- ₹5.00 Cr
- gold loan branches
- 6.0 branches
Capital Trust Annual General Meeting
Capital Trust Limited filed the proceedings of its 40th AGM held on 18 September 2026 via video conferencing. 58 shareholders attended and resolutions were put to e-voting.
Capital Trust Annual Report
Capital Trust Limited has filed its 40th Annual Report for the financial year 2025-26. The report details the company's strategic entry into the gold loan business.