| Margins | VNB margin improved to 21.1% from 19.5% in Q1 FY26. |
|---|---|
| Order book | Individual WPI at ₹4,698 Mn, up 18% YoY. |
| Demand visibility | Strong; Tier 3/4 markets and retirement segments identified as key opportunities. |
Growth
Q1 FY27 VNB grew 29% YoY to ₹1,236 Mn; PAT increased 20% to ₹281 Mn; Gross Premium rose 24% to ₹21,611 Mn.
Outlook
Management targeting sustained growth through Tier 3/4 market expansion, enhanced digital journeys, and GenAI-powered 'UW Copilot' for automated underwriting.
Risks
Expense impact noted as a negative driver (-1.9%) for VNB margins; dependency on bancassurance channels like Canara Bank and HSBC.
Last quarter's promises, checked
Delivered
- Targeting trad mix improvement → delivered 63.8% from 50.8% (= BEAT)
- Focus on protection growth → delivered 3x volume vs previous quarter (= BEAT)
- Improve 13-month persistency → delivered 85.6% vs 82.5% YoY (= BEAT)
Partly delivered
- Targeting double-digit protection share → delivered 7% share (= PARTIAL)
Missed
- GST/Labor code impact guidance ~185 bps → delivered -190 bps impact (= MISS)
Earnings Call filed with NSE, NSE: CANHLIFE. Summary written with AI assistance from the document.
Canara HSBC Life Insurance Company Ltd: key numbers
- Share price
- ₹150.70
- Market cap
- ₹14,316 Cr
- Revenue (annual)
- ₹11,556 Cr
- Net profit (annual)
- ₹126.6 Cr
- P/E (TTM)
- 109.0×Sector 22.0×
- Promoter holding
- 62.00%+0.00% QoQ
- FII holding
- 5.42%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Canara HSBC Life Insurance Company Ltd
All →Canara HSBC Life Insurance Company Annual General Meeting
Canara HSBC Life Insurance is seeking shareholder approval via postal ballot to re-appoint two independent directors. Remote e-voting concludes on 16th October 2026.
Canara HSBC Life Insurance Company Legal & Regulatory
Canara HSBC Life Insurance received a Rs. 1 Crore penalty order from the IRDAI regarding policyholder interest and compliance. The company will implement corrective measures.
- Value
- ₹1.00 Cr
Canara HSBC Life Insurance Company Management Change
Canara HSBC Life Insurance has re-appointed Dr. Kishore Kumar Sansi and Mr. Supratim Bandyopadhyay as Non-Executive Independent Directors for a second three-year term.
Canara HSBC Life Insurance Company Q1 FY27 Results: Net Profit ₹28.1 Cr, Up 20.1% YoY
Canara HSBC Life Insurance Company Ltd reported revenue from operations of ₹4,316 Cr (+19.7% YoY) and net profit of ₹28.1 Cr (+20.1% YoY) for Q1 FY27.
- Key figure
- Net profit ₹28.1 Cr · +20.1% YoY
Canara HSBC Life Insurance Company Earnings Call: Key Takeaways
Canara HSBC Life delivered strong FY26 performance with 25% Gross Premium growth to ₹1,00,456 Mn and a VNB margin expansion to 22.4%.
Canara HSBC Life Insurance Company Q4 FY26 Results: Net Profit ₹34.7 Cr, Up 8.1% YoY
Canara HSBC Life Insurance Company Ltd reported revenue from operations of ₹3,061 Cr (+13.2% YoY) and net profit of ₹34.7 Cr (+8.1% YoY) for Q4 FY26.
- Key figure
- Net profit ₹34.7 Cr · +8.1% YoY