| Margins | NIM steady at 2.55% for Q2. |
|---|---|
| Demand visibility | Strong RAM and Retail credit demand observed. |
Growth
Global Business grew 15.88% YoY; Net Interest Income rose 20.39% YoY to ₹11,005 Cr.
Outlook
Focus on RAM credit growth (up 21.03% YoY) and maintaining GNPA below 1.33%.
Risks
Treasury income saw a sharp decline of 68.48% YoY. Non-interest income fell 18.17% YoY.
Last quarter's promises, checked
Delivered
- Guided 10-12% Adv Growth → delivered 17.97% (= BEAT)
- Guided 9-10% Dep Growth → delivered 11.63% (= BEAT)
- Guided 2.50-2.60% NIM → delivered 2.52% (= BEAT)
Partly delivered
- Guided March 2027 GNPA 1.50% → Current 1.57% (= PARTIAL)
Missed
- Guided March 2027 CASA 30-32% → Current 29.70% (= MISS)
Investor Presentation filed with NSE, NSE: CANBK. Summary written with AI assistance from the document.
Canara Bank: key numbers
- Share price
- ₹117.82
- Market cap
- ₹1,06,870 Cr
- Revenue (annual)
- ₹1,26,371 Cr
- Net profit (annual)
- ₹17,873 Cr
- P/E (TTM)
- 5.2×Sector 19.7×
- Promoter holding
- 62.93%+0.00% QoQ
- FII holding
- 12.27%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Canara Bank
All →Canara Bank Regulatory Approval
Canara Bank received RBI permission to exercise the call option on its Basel III AT1 bonds (ISIN INE476A08134) of Rs.1,500 Crore. The bank is now in process of exercising the call as per the issue terms.
- Value
- ₹1,500 Cr
Canara Bank Debt & Borrowing: ₹1,500 Cr
Canara Bank fully redeemed Basel III AT1 bonds via call option on 23-Oct-2026, amounting to Rs. 1,500 Crore. Redemption was made ahead of the 25-Oct-2026 due date.
- Value
- ₹1,500 Cr
Canara Bank Debt & Borrowing: ₹126 Cr
Canara Bank paid Rs.126.00 Crore interest on its Basel III Additional Tier I bonds (ISIN INE476A08126) on 23 October 2026, at 8.4% on Rs.1,500 Crore issue size. No delay or non-payment was reported.
- Value
- ₹126.0 Cr
Canara Bank Debt & Borrowing: ₹1,626 Cr
Canara Bank paid Rs.1,626 Crore, covering full redemption and annual interest, on its AT1 bonds on October 23, 2026. The bonds are now fully redeemed.
- Value
- ₹1,626 Cr
Canara Bank Earnings Call Transcript: Key Takeaways
Canara Bank delivered a record performance in Q2 FY27, crossing ₹30 lakh crore business milestone with ever-highest quarterly net profit. Strategy focuses on sustainable growth across RAM segments and maintaining robust asset quality.
Canara Bank Other Announcement
Canara Bank filed its quarterly Security Cover Certificate for Q3 FY27 under Reg 54. All listed NCDs are unsecured with Nil cover/assets required, making this routine compliance paperwork.