ALFA Finder| Management target | Revenue 11.0% FY27 |
|---|
| Revenue growth | Global advances grew 17.97% YoY; Deposits grew 11.63% YoY. |
|---|---|
| Margins | NIM protected at 2.52% despite repo rate transmission headwinds. |
| Order book | ₹50,000 Cr secret pipeline; ₹18,000 Cr sanctioned but undisbursed. |
| Demand visibility | Strong corporate traction; gold loan book reached ₹2.49 lakh Cr. |
| Management confidence | High; management noted they 'bettered everywhere on count of guidance'. |
Growth
Global business grew 14.37% YoY to ₹29.05 lakh Cr; Net Interest Income rose 13.39% to ₹10,215 Cr.
Outlook
Guidance for 9-10% deposit and 10-12% advance growth. Targeted NIM of 2.50-2.60% and ROA above 1%.
Risks
Pressure on NIM due to high-cost bulk deposits and upcoming ECL provision requirements estimated at ₹12,000-13,000 Cr.
Last quarter's promises, checked
Delivered
- Guided 10-11% advance growth → delivered 15.30% (= BEAT)
- Guided NIM 2.5-2.6% → delivered 2.52% (= BEAT)
- Guided ROA >1% → delivered >1% (= BEAT)
Partly delivered
- Guided 11-12% deposit growth → delivered 11.63% (= PARTIAL)
Earnings Call Transcript filed with NSE, NSE: CANBK. Summary written with AI assistance from the document.
Canara Bank: key numbers
- Share price
- ₹132.30
- Market cap
- ₹1,20,005 Cr
- Revenue (annual)
- ₹1,26,371 Cr
- Net profit (annual)
- ₹17,873 Cr
- P/E (TTM)
- 5.9×Sector 20.8×
- Promoter holding
- 62.93%+0.00% QoQ
- FII holding
- 12.27%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Canara Bank
All →Canara Bank Other Announcement
Canara Bank informed exchanges that its RTA, KFin Technologies, is shifting its corporate office to Kokapet, Hyderabad from December 1, 2026. The RTA's registered office remains unchanged.
Canara Bank Capital Structure Change
Life Insurance Corporation of India sold a 2.018% stake in Canara Bank via market sales. The institutional investor's holding decreased from 5.841% to 3.823%.
Canara Bank Legal & Regulatory
Canara Bank disclosed an RBI penalty of Rs. 7,30,000 over ATM cashout at 73 ATMs in Karnataka and Tamil Nadu. The penalty is the only quantified impact.
- Value
- ₹0.07 Cr
Canara Bank Regulatory Approval
Canara Bank received RBI permission to exercise the call option on its Basel III AT1 bonds (ISIN INE476A08134) of Rs.1,500 Crore. The bank is now in process of exercising the call as per the issue terms.
- Value
- ₹1,500 Cr
Canara Bank Debt & Borrowing: ₹1,500 Cr
Canara Bank fully redeemed Basel III AT1 bonds via call option on 23-Oct-2026, amounting to Rs. 1,500 Crore. Redemption was made ahead of the 25-Oct-2026 due date.
- Value
- ₹1,500 Cr
Canara Bank Debt & Borrowing: ₹126 Cr
Canara Bank paid Rs.126.00 Crore interest on its Basel III Additional Tier I bonds (ISIN INE476A08126) on 23 October 2026, at 8.4% on Rs.1,500 Crore issue size. No delay or non-payment was reported.
- Value
- ₹126.0 Cr