| Margins | NIM at 3.81%; spread at 2.83%. Targeting 3.75% NIM baseline. |
|---|---|
| Demand visibility | Strong across all geographies; no slowdown seen in demand or launches. |
| Management confidence | High; confident in maintaining 3.81% NIM and credit cost guidance. |
Growth
Disbursements grew 29% YoY to INR 2,609 Cr, beating management's INR 2,500 Cr projection. Real AUM growth stood at 10.8%.
Outlook
Targeting 14% AUM growth for FY27. Projecting Q2 disbursements at INR 3,000 Cr. IT implementation across all branches by September 2026.
Risks
High run-downs due to part-prepayments and tenure crashes following quarterly reset conversions; increasing competitive rate differentials with banks.
Last quarter's promises, checked
Delivered
- Guided INR 10,500 Cr disbursement → delivered INR 10,531 Cr (= BEAT)
- Guided 2.75% spread → delivered 2.83% (= BEAT)
- Guided 3.75% NIM → delivered 3.81% (= BEAT)
Partly delivered
- Guided INR 6,000 Cr rundown → delivered INR 6,600 Cr (= MISS/PARTIAL)
- Targeted GNPA below 0.87% → delivered 0.85% (= BEAT)
Missed
- Guided 11-12% AUM growth → delivered 10.44% (= MISS)
Earnings Call Transcript filed with BSE, NSE: CANFINHOME. Summary written with AI assistance from the document.
Can Fin Homes Ltd: key numbers
- Share price
- ₹753.25
- Market cap
- ₹10,030 Cr
- Revenue (annual)
- ₹4,216 Cr
- Net profit (annual)
- ₹1,086 Cr
- P/E (TTM)
- 8.9×Sector 22.0×
- Promoter holding
- 29.99%+0.00% QoQ
- FII holding
- 13.23%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Can Fin Homes Ltd
All →Can Fin Homes Other Announcement
Can Fin Homes received an ESG rating of 75 (Leader band) for FY2025-26 from Niche Ninety-Nine ERP. This is a voluntary, non-transactional disclosure with no financial or operational impact.
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd has fully redeemed Commercial Paper worth ₹500 Crore on maturity. This repayment settles the company's outstanding debt liability.
- Value
- ₹500.0 Cr
Can Fin Homes Business Update
Can Fin Homes unveiled Project Tejas, a Rs. 297-crore digital transformation programme now scaled to ~177 branches.
- Value
- ₹297.0 Cr
- Execution
- seven years
- branches with project implemented
- 177 branches
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd successfully completed the full redemption of Commercial Paper worth ₹500 Crore on its maturity date.
- Value
- ₹500.0 Cr
Can Fin Homes Earnings Call: Key Takeaways
Can Fin Homes reported strong Q1FY27 performance with PAT growing 20% YoY to ₹268 Cr and AUM reaching ₹42,961 Cr. The strategy focuses on 'Reinforce, Rebuild, and Reach Higher' through digital transformation.
Can Fin Homes Q1 FY27 Results: Net Profit ₹267.8 Cr, Up 19.6% YoY
Can Fin Homes Ltd reported revenue from operations of ₹1,096 Cr (+7.4% YoY) and net profit of ₹267.8 Cr (+19.6% YoY) for Q1 FY27.
- Key figure
- Net profit ₹267.8 Cr · +19.6% YoY