| Margins | NIM improved to 3.81% from 3.64% YoY. |
|---|---|
| Demand visibility | Strong; disbursements grew 29% YoY to ₹2609 Cr. |
| Management confidence | High confidence in 2028 roadmap and digital IT transformation. |
Growth
PAT grew 20% YoY; Net Interest Income increased 18% YoY. Outstanding loan book expanded 11% YoY.
Outlook
Targeting 2028 roadmap with increased sourcing via digital channels (10%) and expansion in non-south regions (40%).
Risks
Gross NPA slightly increased to 0.87% from 0.85% in Mar'26. Cost-to-income ratio rose to 19.52%.
Last quarter's promises, checked
Delivered
- Disbursement target INR 10,500 Cr → delivered INR 10,531 Cr (= BEAT)
- Spread guidance 2.75% → delivered 2.8% (= BEAT)
- GNPA target below 0.87% → delivered 0.85% (= BEAT)
Partly delivered
- IT implementation costs → INR 6 Cr booked in Q4 vs Q1FY27 start (= PARTIAL)
- Karnataka growth → 7% delivered vs initial negative start (= PARTIAL)
Missed
- AUM growth target 11-12% → delivered 10.44% (= MISS)
- Telangana disbursement growth → delivered flat/marginal decline (= MISS)
Earnings Call filed with NSE, NSE: CANFINHOME. Summary written with AI assistance from the document.
Can Fin Homes Ltd: key numbers
- Share price
- ₹753.25
- Market cap
- ₹10,030 Cr
- Revenue (annual)
- ₹4,216 Cr
- Net profit (annual)
- ₹1,086 Cr
- P/E (TTM)
- 8.9×Sector 22.0×
- Promoter holding
- 29.99%+0.00% QoQ
- FII holding
- 13.23%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Can Fin Homes Ltd
All →Can Fin Homes Other Announcement
Can Fin Homes received an ESG rating of 75 (Leader band) for FY2025-26 from Niche Ninety-Nine ERP. This is a voluntary, non-transactional disclosure with no financial or operational impact.
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd has fully redeemed Commercial Paper worth ₹500 Crore on maturity. This repayment settles the company's outstanding debt liability.
- Value
- ₹500.0 Cr
Can Fin Homes Business Update
Can Fin Homes unveiled Project Tejas, a Rs. 297-crore digital transformation programme now scaled to ~177 branches.
- Value
- ₹297.0 Cr
- Execution
- seven years
- branches with project implemented
- 177 branches
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd successfully completed the full redemption of Commercial Paper worth ₹500 Crore on its maturity date.
- Value
- ₹500.0 Cr
Can Fin Homes Earnings Call Transcript: Key Takeaways
Can Fin Homes reported Q1 FY27 earnings, overshooting disbursement guidance while maintaining a NIM of 3.81%. Strategy focuses on IT transformation (Project Transform) and optimizing customer segment mix for better yields.
Can Fin Homes Q1 FY27 Results: Net Profit ₹267.8 Cr, Up 19.6% YoY
Can Fin Homes Ltd reported revenue from operations of ₹1,096 Cr (+7.4% YoY) and net profit of ₹267.8 Cr (+19.6% YoY) for Q1 FY27.
- Key figure
- Net profit ₹267.8 Cr · +19.6% YoY