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Earnings Call

Can Fin Homes Earnings Call: Key Takeaways

Can Fin Homes reported strong FY26 results with PAT growth of 20% and record Q4 disbursements. Focus is shifting to quarterly interest resets and expanding non-housing/LAP segments.

Why this was an Alfa AlertNot a filter event. Achievement of ₹10,531cr vs guidance of ₹10,500cr is a marginal beat (<1%).
Highlights
Revenue growthAUM growth ended at 10.44% for FY26.
MarginsYield at 9.8%; targeting 2.75% spread and 3.75% NIM for FY27.
Demand visibilityStrong inquiries post-March despite seasonal H1/H2 (45/55) split.
Management confidenceHigh; projecting 14% AUM growth and 15% disbursement growth in Karnataka.

Growth

FY26 PAT at ₹1,027cr (up 20% YoY); disbursements reached ₹10,531cr, slightly exceeding guidance of ₹10,500cr.

Outlook

FY27 guidance: ₹13,000cr disbursements, 14% AUM growth, 2.75% spread, and 3.75% NIM. Plans to open 28 new branches.

Risks

Elevated rundown/prepayments at ~₹6,600cr; 15% of book remains on annual reset, posing lag risk during rate hikes.

Source

Earnings Call filed with BSE, NSE: CANFINHOME. Summary written with AI assistance from the document.

Read the document ↗

Can Fin Homes Ltd: key numbers

Share price
₹753.25
Market cap
₹10,030 Cr
Revenue (annual)
₹4,216 Cr
Net profit (annual)
₹1,086 Cr
P/E (TTM)
8.9×Sector 22.0×
Promoter holding
29.99%+0.00% QoQ
FII holding
13.23%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Can Fin Homes Ltd

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14:23 IST NSE
Other Announcement

Can Fin Homes Other Announcement

Can Fin Homes received an ESG rating of 75 (Leader band) for FY2025-26 from Niche Ninety-Nine ERP. This is a voluntary, non-transactional disclosure with no financial or operational impact.

17:59 IST BSE
Debt & Borrowing

Can Fin Homes Debt & Borrowing: ₹500 Cr

Can Fin Homes Ltd has fully redeemed Commercial Paper worth ₹500 Crore on maturity. This repayment settles the company's outstanding debt liability.

Value
₹500.0 Cr
11:55 IST BSE
Business Update

Can Fin Homes Business Update

Can Fin Homes unveiled Project Tejas, a Rs. 297-crore digital transformation programme now scaled to ~177 branches.

Value
₹297.0 Cr
Execution
seven years
branches with project implemented
177 branches
15:44 IST BSE
Debt & Borrowing

Can Fin Homes Debt & Borrowing: ₹500 Cr

Can Fin Homes Ltd successfully completed the full redemption of Commercial Paper worth ₹500 Crore on its maturity date.

Value
₹500.0 Cr