ALFA Finder| Margins | NIM healthy at 3.79%; ROA improved to 1.90%. |
|---|---|
| Order book | Global Business reached ₹6,504.57 bn. |
| Demand visibility | Strong credit deployment across Retail, MSME, and Agri sectors. |
| Management confidence | High; citing 90+ year legacy and granular growth. |
Growth
PAT grew 26.84% YoY; Net Interest Income rose 14.53% YoY; Global Advances increased 21.18% YoY.
Outlook
Focus on 100% digital onboarding, expanding PAN India presence, and maintaining Net Interest Margin through low-cost deposits.
Risks
Slight compression in CASA ratio from 50.07% to 48.51% YoY and sequential increase in Cost of Funds.
Last quarter's promises, checked
Delivered
- Total Business growth 16-17% → delivered 19% (= BEAT)
- Total Advances growth 18% → delivered 27% (= BEAT)
- NIM target 3.75% → delivered 3.85% (= BEAT)
Partly delivered
- Credit Cost < 1% → delivered 0.99% (= PARTIAL)
- Cost to Income < 40% → maintained within 36-38% range (= PARTIAL)
Missed
- Total Deposit growth 14% → delivered 13% (= MISS)
Investor Presentation filed with BSE, NSE: MAHABANK. Summary written with AI assistance from the document.
Bank of Maharashtra: key numbers
- Share price
- ₹90.20
- Market cap
- ₹69,378 Cr
- Revenue (annual)
- ₹29,282 Cr
- Net profit (annual)
- ₹7,017 Cr
- P/E (TTM)
- 8.7×Sector 20.8×
- Promoter holding
- 73.60%+0.00% QoQ
- FII holding
- 6.50%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bank of Maharashtra
All →Bank of Maharashtra Credit Rating
CRISIL reaffirmed its Crisil A1+ rating on Bank of Maharashtra's Certificate of Deposits. No new money is involved, only a rating action on existing securities.
Bank of Maharashtra Management Change
Bank of Maharashtra disclosed that Chief General Manager Dinkar Sankpal ceased to hold the post at close of 31 October 2026 on superannuation. This is a senior management departure.
Bank of Maharashtra Other Announcement
Bank of Maharashtra revised its MCLR effective 31 October 2026, cutting overnight, one-month, three-month and six-month rates by 5-10 basis points. The one-year rate is unchanged at 9.05%.
Bank of Maharashtra Earnings Call Transcript: Key Takeaways
Bank of Maharashtra delivers a robust quarter with 25% business growth, record ROA of 2.02%, and best-in-class asset quality. Management successfully defended margins through strategic re-pricing and low-cost funding.
- Call
- Guides 18% growth
Bank of Maharashtra Results Update
Bank of Maharashtra reported Q2 FY27 net profit of ₹2,310 crore, up 41.42% YoY. Total business grew 25.16% to ₹7,05,766 crore.
Bank of Maharashtra Investor Presentation: Key Takeaways
Q2 FY27 net profit ₹2,310 Cr (+41.42% YoY); operating profit ₹3,369 Cr (+30.86%); global advances +29.61%; GNPA 1.25%.