ALFA Finder| Margins | NIM stood at 3.79% in Jun'26 vs 3.95% in Jun'25. |
|---|---|
| Order book | Gross Advances reached ₹3,05,964 Cr. |
| Demand visibility | Strong credit growth across RAM and Corporate sectors. |
Growth
Total Business grew 19.10% YoY. Gross Advances rose 26.90% while Net Interest Income (NII) increased by 14.53%.
Outlook
The bank maintains a strong capital position (CRAR 18.64%) and focuses on digital sanctions and RAM sector growth.
Risks
External pressures from geopolitical tensions and domestic vulnerabilities including food and fuel inflation shocks were cited.
Last quarter's promises, checked
Delivered
- Targeted 17% CAGR in Total Business → delivered 19.10% YoY growth (= BEAT)
- Maintain Net NPA below 0.15% → delivered 0.13% (= BEAT)
- Launch Digital Mudra & Zen Lyfe app → delivered both launches (= BEAT)
Partly delivered
- Focus on RAM sector growth → delivered 24.59% Retail/28.94% Agri growth (= BEAT), but overall NIM compressed (= PARTIAL)
Missed
- Guided NIM at 3.90% (Mar'26) → delivered 3.79% (Jun'26) (= MISS)
Earnings Call filed with NSE, NSE: MAHABANK. Summary written with AI assistance from the document.
Bank of Maharashtra: key numbers
- Share price
- ₹90.20
- Market cap
- ₹69,378 Cr
- Revenue (annual)
- ₹29,282 Cr
- Net profit (annual)
- ₹7,017 Cr
- P/E (TTM)
- 8.7×Sector 20.8×
- Promoter holding
- 73.60%+0.00% QoQ
- FII holding
- 6.50%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Bank of Maharashtra Earnings Call Transcript: Key Takeaways
Bank of Maharashtra delivers a robust quarter with 25% business growth, record ROA of 2.02%, and best-in-class asset quality. Management successfully defended margins through strategic re-pricing and low-cost funding.
- Call
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Bank of Maharashtra Investor Presentation: Key Takeaways
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