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Earnings Call

Bank of Maharashtra Earnings Call: Key Takeaways

Bank of Maharashtra Q4 FY26 earnings transcript. Bank met or exceeded 18-19 guidance parameters, focusing on RAM growth and maintaining a high CASA ratio above 50% while improving asset quality.

Why this was an Alfa AlertAchieved NIM of 3.91% vs guided 3.75%; ROA of 1.86 vs guided 1.75; raised FY27 ROA guidance to 1.80%.
Highlights
Revenue growthNII grew 17% Y-o-Y in FY26.
MarginsNIM at 3.91% (FY26) vs 3.75% guidance; FY27 guidance 3.75%.
Order bookUndisbursed corporate portion of ₹34,500 crore.
Demand visibilityStrong corporate sanction pipeline of ₹72,000 crore.
Management confidenceHigh; successfully met/exceeded all 18-19 guidance parameters.

Growth

Advances grew 22%, deposits 14%, and Net Profit grew 27% Y-o-Y to ₹7,019 crore for FY26.

Outlook

FY27 guidance: Total business growth 16-17%, advances 18%, ROA target raised to 1.80%, NIM target 3.75%.

Risks

West Asia geopolitical tensions impacting crude prices/inflation; potential MSME stress from currency depreciation.

Source

Earnings Call filed with BSE, NSE: MAHABANK. Summary written with AI assistance from the document.

Read the document ↗

Bank of Maharashtra: key numbers

Share price
₹84.88
Market cap
₹65,286 Cr
Revenue (annual)
₹29,282 Cr
Net profit (annual)
₹7,017 Cr
P/E (TTM)
8.7×Sector 22.0×
Promoter holding
73.60%+0.00% QoQ
FII holding
5.82%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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