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Earnings Call

Bank of Maharashtra Earnings Call: Key Takeaways

Bank of Maharashtra reported robust performance for FY26 with a Net Profit growth of 27.17% YoY. Strategy focuses on RAM sector growth and maintaining superior asset quality with Net NPA at 0.13%.

Highlights
Revenue growthNII grew 17.13% YoY for FY26.
MarginsNIM for FY26 at 3.90% vs 4.00% in FY25.
Demand visibilityStrong credit growth across Retail (+32%) and MSME (+11%) sectors.
Management confidenceHigh; strong capitalization and improving ROA (1.86%).

Growth

FY26 Net Profit rose 27.17% to ₹7,019cr; Net Interest Income grew 17.13% YoY to ₹13,664cr.

Outlook

Focus on RAM sector (62.84% of domestic advances) and digital transformation via initiatives like Zen Lyfe.

Risks

Geopolitical tensions in West Asia, high commodity prices, and depreciating INR posing headwinds to growth and inflation.

Source

Earnings Call filed with BSE, NSE: MAHABANK. Summary written with AI assistance from the document.

Read the document ↗

Bank of Maharashtra: key numbers

Share price
₹80.85
Market cap
₹62,186 Cr
Revenue (annual)
₹29,282 Cr
Net profit (annual)
₹7,017 Cr
P/E (TTM)
8.2×Sector 21.7×
Promoter holding
73.60%+0.00% QoQ
FII holding
5.82%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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