| Revenue growth | Global business volume crossed ₹30 lakh crore, up 13.9% YoY. |
|---|---|
| Margins | NIM improved to 2.89%; guidance set at 2.75-2.95% for FY27. |
| Demand visibility | Strong momentum in RAM (Retail, Ag, MSME) and corporate segments. |
| Management confidence | High; achieving highest ever quarterly and yearly profits. |
Growth
FY26 Net Profit grew 11.2% to ₹20,021cr; Global Advances increased 16.2% YoY; Deposits grew 12%.
Outlook
Raised FY27 loan growth guidance to 12-14%; NIM guidance 2.75-2.95%; plans to raise ₹6,000cr capital.
Risks
Geopolitical tensions in West Asia impacting global books; sticky cost of deposits; potential weak monsoon effects.
Earnings Call filed with BSE, NSE: BANKBARODA. Summary written with AI assistance from the document.
Bank of Baroda: key numbers
- Share price
- ₹235.26
- Market cap
- ₹1,21,661 Cr
- Revenue (annual)
- ₹1,34,298 Cr
- Net profit (annual)
- ₹19,846 Cr
- P/E (TTM)
- 6.7×Sector 22.0×
- Promoter holding
- 63.97%+0.00% QoQ
- FII holding
- 10.14%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bank of Baroda
All →Bank of Baroda Merger & Restructuring Worth ₹1,372 Cr
Bank of Baroda sold 76,90,375 shares of the National Stock Exchange of India in its IPO for a total consideration of Rs. 1,372.35 Crores.
- Value
- ₹1,372 Cr
Bank of Baroda Management Change
Bank of Baroda has extended the tenure of its Executive Director, Shri Lal Singh, until his superannuation on January 31, 2027.
Bank of Baroda Merger & Restructuring Worth ₹80.1 Cr
Bank of Baroda incorporated a new subsidiary, BOB Pension Fund Management Company Limited, with an investment of ₹80.10 Crore to manage pension assets.
- Value
- ₹80.10 Cr
Bank of Baroda Debt & Borrowing: ₹434.9 Cr
Bank of Baroda has confirmed the full redemption and interest payment for its BOB Bonds Series - XIV. The total principal and interest amount is Rs. 434.94 Crore.
- Value
- ₹434.9 Cr
Bank of Baroda Debt & Borrowing: ₹38.75 Cr
Bank of Baroda paid Rs. 38.75 Crore annual coupon on its Series XXII bonds. Payment confirmed on 11 September 2026 per Regulation 57(1).
- Value
- ₹38.75 Cr
Bank of Baroda Other Announcement
Bank of Baroda has announced its updated Marginal Cost of Funds Based Lending Rate (MCLR), which will become effective from September 12, 2026.