| Revenue growth | Total Interest Income grew 3.8% YoY to ₹1,26,994 crore in FY26. |
|---|---|
| Margins | Global NIM at 2.89% for FY26 vs 3.08% in FY25. |
| Order book | Global Business reached ₹30.78 lakh crore, up 13.9% YoY. |
| Demand visibility | Strong growth in Retail (17.9%) and Agriculture (20.7%) segments. |
| Management confidence | High; highlighted record profits and robust asset quality metrics. |
Growth
FY26 Net Profit grew 2.2% YoY to ₹20,021 crore; Global Advances rose 16.2% YoY led by retail organic growth at 17.9%.
Outlook
Declared dividend of ₹8.5/share; maintaining healthy LCR of 127% and focusing on sustainable social and green financing initiatives.
Risks
Compression in domestic NIM (3.04% vs 3.25% YoY) and rising Cost of Deposits (5.07% vs 5.21% in FY25).
Earnings Call filed with NSE, NSE: BANKBARODA. Summary written with AI assistance from the document.
Bank of Baroda: key numbers
- Share price
- ₹235.26
- Market cap
- ₹1,21,661 Cr
- Revenue (annual)
- ₹1,34,298 Cr
- Net profit (annual)
- ₹19,846 Cr
- P/E (TTM)
- 6.7×Sector 22.0×
- Promoter holding
- 63.97%+0.00% QoQ
- FII holding
- 10.14%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bank of Baroda
All →Bank of Baroda Merger & Restructuring Worth ₹1,372 Cr
Bank of Baroda sold 76,90,375 shares of the National Stock Exchange of India in its IPO for a total consideration of Rs. 1,372.35 Crores.
- Value
- ₹1,372 Cr
Bank of Baroda Management Change
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Bank of Baroda Merger & Restructuring Worth ₹80.1 Cr
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- Value
- ₹80.10 Cr
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Bank of Baroda has confirmed the full redemption and interest payment for its BOB Bonds Series - XIV. The total principal and interest amount is Rs. 434.94 Crore.
- Value
- ₹434.9 Cr
Bank of Baroda Debt & Borrowing: ₹38.75 Cr
Bank of Baroda paid Rs. 38.75 Crore annual coupon on its Series XXII bonds. Payment confirmed on 11 September 2026 per Regulation 57(1).
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- ₹38.75 Cr
Bank of Baroda Other Announcement
Bank of Baroda has announced its updated Marginal Cost of Funds Based Lending Rate (MCLR), which will become effective from September 12, 2026.