ALFA Finder| Revenue growth | Net total income grew 16% YoY. |
|---|---|
| Margins | Yield compression expected; NIM to drop 20-25 bps in FY27. |
| Demand visibility | Slightly muted industry growth; stabilization phase in real estate market. |
| Management confidence | High: Cautious on NIM but confident in asset quality and efficiency. |
Growth
AUM grew 24% YoY to INR 1.496 lakh crores. PAT increased 23% YoY to INR 715 crores.
Outlook
Guidance: ROA 2.1-2.3%, ROE 12.5-13%, GNPA 30-35 bps, and credit costs 10-15 bps for FY27.
Risks
NIM expected to moderate 20-25 bps in FY27 due to yield compression and competitive intensity.
Investor Presentation filed with BSE, NSE: BAJAJHFL. Summary written with AI assistance from the document.
Bajaj Housing Finance Ltd: key numbers
- Share price
- ₹82.54
- Market cap
- ₹68,775 Cr
- Revenue (annual)
- ₹11,147 Cr
- Net profit (annual)
- ₹2,560 Cr
- P/E (TTM)
- 24.5×Sector 20.8×
- Promoter holding
- 86.70%+0.00% QoQ
- FII holding
- 0.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Housing Finance Ltd
All →Bajaj Housing Finance Results Update
Bajaj Housing Finance published its H1 FY27 half-yearly report. AUM reached ₹1,58,205 crore, up 25%, with profit after tax of ₹1,472 crore, up 20%.
Bajaj Housing Finance Debt & Borrowing: ₹3,003 Cr
Bajaj Housing Finance allotted 3,00,000 secured NCDs aggregating Rs. 3,002.68 crore via private placement. The 10-year debentures carry an 8.68% annual coupon maturing in November 2036.
- Value
- ₹3,003 Cr
Bajaj Housing Finance Management Change
Bajaj Housing Finance's CFO Gaurav Kalani resigned from CFO, CSO and KMP roles, effective close of business January 22, 2027. The filing is a Regulation 30 management change disclosure.
Bajaj Housing Finance Investor Presentation: Key Takeaways
Bajaj Housing Finance surpassed ₹1.5 Lakh crore AUM milestone in Q2 FY27. Strong performance driven by anchor products (Home Loans and LRD) with improved operating efficiency and stable asset quality.
Bajaj Housing Finance Q2 FY27 Results: Net Profit ₹757 Cr, Up 17.7% YoY
Bajaj Housing Finance Ltd reported revenue from operations of ₹3,251 Cr (+18.3% YoY) and net profit of ₹757 Cr (+17.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹757 Cr · +17.7% YoY
Bajaj Housing Finance Other Announcement
Bajaj Housing Finance submitted the Regulation 74(5) certificate for the quarter ended 30 September 2026, confirming compliance with depository participant regulations.