| Revenue growth | AUM 29% CAGR (FY21-26) |
|---|---|
| Margins | Targeting ROA 2.0-2.2%; ROE 13-15% |
| Demand visibility | Strong; industry home loan growth 14-16% till FY28 |
| Management confidence | Targeting AUM growth ahead of industry |
Growth
AUM grew 29% CAGR (FY21-26); PAT delivered 41% CAGR (FY21-26) with Opex/NTI improving to 19.7%.
Outlook
Targeting 5% incremental home loan market share, 2.0-2.2% ROA, and Opex to NTI reduction to 14-15%.
Risks
Intense competition from banks in prime segment and potential asset quality moderation as portfolios mature (GNPA 40-60bps guided).
Earnings Call filed with BSE, NSE: BAJAJHFL. Summary written with AI assistance from the document.
Bajaj Housing Finance Ltd: key numbers
- Share price
- ₹83.14
- Market cap
- ₹69,275 Cr
- Revenue (annual)
- ₹11,147 Cr
- Net profit (annual)
- ₹2,560 Cr
- P/E (TTM)
- 25.7×Sector 22.0×
- Promoter holding
- 86.70%+0.00% QoQ
- FII holding
- 0.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Housing Finance Ltd
All →Bajaj Housing Finance Debt & Borrowing: ₹807.8 Cr
Bajaj Housing Finance Limited has allotted 81,500 Secured Redeemable Non-Convertible Debentures (NCDs) aggregating to ₹807.82 Crore. These NCDs are issued on a private placement basis.
- Value
- ₹807.8 Cr
- Execution
- 1,790 days
Bajaj Housing Finance Other Announcement
Bajaj Housing Finance disclosed an ESG rating of 71.44 assigned by Niche Ninety Nine. The rating was independently prepared without company engagement.
Bajaj Housing Finance Debt & Borrowing: ₹495.5 Cr
Bajaj Housing Finance allotted 50,000 NCDs aggregating Rs. 495.53 crore on private placement. The 3,608-day secured debentures carry 7.87% p.a. coupon, maturing August 2036.
- Value
- ₹495.5 Cr
Bajaj Housing Finance Debt & Borrowing: ₹1,986 Cr
Bajaj Housing Finance allotted 2,00,000 NCDs of Rs.1,985.65 crore via private placement. The secured debentures carry 7.79% coupon and mature in August 2031.
- Value
- ₹1,986 Cr
- Execution
- 1,807 days (residual), maturity 20 August 2031
Bajaj Housing Finance Other Announcement
Bajaj Housing Finance has been assigned an ESG rating of 73 by NSE Sustainability Ratings and Analytics Limited, based on publicly available data.
Bajaj Housing Finance Investor Presentation: Key Takeaways
Strong Q1 FY27 results with 33% disbursement growth and 23% PAT growth. Management focuses on prime housing segments while expanding 'Sambhav' affordable housing.