ALFA Finder| Revenue growth | AUM 29% CAGR (FY21-26) |
|---|---|
| Margins | Targeting ROA 2.0-2.2%; ROE 13-15% |
| Demand visibility | Strong; industry home loan growth 14-16% till FY28 |
| Management confidence | Targeting AUM growth ahead of industry |
Growth
AUM grew 29% CAGR (FY21-26); PAT delivered 41% CAGR (FY21-26) with Opex/NTI improving to 19.7%.
Outlook
Targeting 5% incremental home loan market share, 2.0-2.2% ROA, and Opex to NTI reduction to 14-15%.
Risks
Intense competition from banks in prime segment and potential asset quality moderation as portfolios mature (GNPA 40-60bps guided).
Earnings Call filed with BSE, NSE: BAJAJHFL. Summary written with AI assistance from the document.
Bajaj Housing Finance Ltd: key numbers
- Share price
- ₹83.14
- Market cap
- ₹69,275 Cr
- Revenue (annual)
- ₹11,147 Cr
- Net profit (annual)
- ₹2,560 Cr
- P/E (TTM)
- 24.7×Sector 20.8×
- Promoter holding
- 86.70%+0.00% QoQ
- FII holding
- 0.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Housing Finance Ltd
All →Bajaj Housing Finance Results Update
Bajaj Housing Finance published its H1 FY27 half-yearly report. AUM reached ₹1,58,205 crore, up 25%, with profit after tax of ₹1,472 crore, up 20%.
Bajaj Housing Finance Debt & Borrowing: ₹3,003 Cr
Bajaj Housing Finance allotted 3,00,000 secured NCDs aggregating Rs. 3,002.68 crore via private placement. The 10-year debentures carry an 8.68% annual coupon maturing in November 2036.
- Value
- ₹3,003 Cr
Bajaj Housing Finance Management Change
Bajaj Housing Finance's CFO Gaurav Kalani resigned from CFO, CSO and KMP roles, effective close of business January 22, 2027. The filing is a Regulation 30 management change disclosure.
Bajaj Housing Finance Investor Presentation: Key Takeaways
Bajaj Housing Finance surpassed ₹1.5 Lakh crore AUM milestone in Q2 FY27. Strong performance driven by anchor products (Home Loans and LRD) with improved operating efficiency and stable asset quality.
Bajaj Housing Finance Q2 FY27 Results: Net Profit ₹757 Cr, Up 17.7% YoY
Bajaj Housing Finance Ltd reported revenue from operations of ₹3,251 Cr (+18.3% YoY) and net profit of ₹757 Cr (+17.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹757 Cr · +17.7% YoY
Bajaj Housing Finance Other Announcement
Bajaj Housing Finance submitted the Regulation 74(5) certificate for the quarter ended 30 September 2026, confirming compliance with depository participant regulations.