ALFA Finder| Revenue growth | AUM grew 29% CAGR (FY21-26); PAT grew 41% CAGR. |
|---|---|
| Margins | Focus on optimized COF and Opex/NTI reduction to 14-15%. |
| Demand visibility | Strong; industry expected to reach ₹60-63 Tn by FY28. |
| Management confidence | High, emphasizing 'Bajaj' brand trust and highest credit ratings. |
Growth
FY21-FY26 AUM CAGR of 29% and PAT CAGR of 41%. FY26 PAT reached ₹2,560 Cr.
Outlook
Targeting 5% incremental market share in home loans and reducing Opex to NTI to 14-15%.
Risks
Matured, bank-dominated industry with high competition in prime segments; maintenance of low GNPA levels as portfolios mature.
Earnings Call filed with NSE, NSE: BAJAJHFL. Summary written with AI assistance from the document.
Bajaj Housing Finance Ltd: key numbers
- Share price
- ₹83.14
- Market cap
- ₹69,275 Cr
- Revenue (annual)
- ₹11,147 Cr
- Net profit (annual)
- ₹2,560 Cr
- P/E (TTM)
- 24.7×Sector 20.8×
- Promoter holding
- 86.70%+0.00% QoQ
- FII holding
- 0.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Housing Finance Ltd
All →Bajaj Housing Finance Results Update
Bajaj Housing Finance published its H1 FY27 half-yearly report. AUM reached ₹1,58,205 crore, up 25%, with profit after tax of ₹1,472 crore, up 20%.
Bajaj Housing Finance Debt & Borrowing: ₹3,003 Cr
Bajaj Housing Finance allotted 3,00,000 secured NCDs aggregating Rs. 3,002.68 crore via private placement. The 10-year debentures carry an 8.68% annual coupon maturing in November 2036.
- Value
- ₹3,003 Cr
Bajaj Housing Finance Management Change
Bajaj Housing Finance's CFO Gaurav Kalani resigned from CFO, CSO and KMP roles, effective close of business January 22, 2027. The filing is a Regulation 30 management change disclosure.
Bajaj Housing Finance Investor Presentation: Key Takeaways
Bajaj Housing Finance surpassed ₹1.5 Lakh crore AUM milestone in Q2 FY27. Strong performance driven by anchor products (Home Loans and LRD) with improved operating efficiency and stable asset quality.
Bajaj Housing Finance Q2 FY27 Results: Net Profit ₹757 Cr, Up 17.7% YoY
Bajaj Housing Finance Ltd reported revenue from operations of ₹3,251 Cr (+18.3% YoY) and net profit of ₹757 Cr (+17.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹757 Cr · +17.7% YoY
Bajaj Housing Finance Other Announcement
Bajaj Housing Finance submitted the Regulation 74(5) certificate for the quarter ended 30 September 2026, confirming compliance with depository participant regulations.