| Revenue growth | AUM grew 26.5% YoY; secular growth across all business lines. |
|---|---|
| Margins | NIM saw 10-12 bps compression; further marginal compression anticipated. |
| Demand visibility | Strong demand in urban and rural consumer finance; monitoring rural impact. |
| Management confidence | Confident but cautious, emphasizing resilience and proactive macroeconomic provisioning. |
Growth
AUM grew 26.5% to ₹5,84,624 Cr. Secular growth across urban (43%) and rural (63%) segments.
Outlook
Management maintains medium-term AUM growth guidance of 23-25% and ROE of 19-21%.
Risks
NIM compression of 10-15 bps expected; potential rural distress from El Niño impacting credit quality.
Earnings Call Transcript filed with NSE, NSE: BAJFINANCE. Summary written with AI assistance from the document.
Bajaj Finance Ltd: key numbers
- Share price
- ₹917.25
- Market cap
- ₹5,71,076 Cr
- Revenue (annual)
- ₹81,982 Cr
- Net profit (annual)
- ₹19,017 Cr
- P/E (TTM)
- 26.3×Sector 19.7×
- Promoter holding
- 54.67%+0.00% QoQ
- FII holding
- 19.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finance Ltd
All →Bajaj Finance Debt & Borrowing: ₹47.5 Cr
Bajaj Finance paid Rs.47.50 Crore interest on its Series 286 Tranche 8 secured NCDs on October 26, 2026. Payment was made on the next working day under the business day convention.
- Value
- ₹47.50 Cr
Bajaj Finance Debt & Borrowing: ₹2,120 Cr
Bajaj Finance allotted 2,12,000 zero-coupon secured NCDs aggregating Rs. 2,120 crore via private placement. The 1,826-day tenure instruments mature on October 21, 2031.
- Value
- ₹2,120 Cr
- Execution
- 1,826 days (maturity 21 October 2031)
Bajaj Finance Other Announcement
Bajaj Finance filed its Security Cover Certificate for non-convertible debt securities as of 30 September 2026, confirming compliance with SEBI's minimum hundred percent security cover requirement.
Bajaj Finance Management Change
Bajaj Finance has re-appointed Prashant Verma as Chief Information Security Officer for a three-year term, effective 1 February 2027.
Bajaj Finance Employee Stock Options
Bajaj Finance approved issuing 49,00,737 equity shares to the BFL Employee Welfare Trust under its 2009 Employee Stock Option Scheme.
Bajaj Finance Investor Presentation: Key Takeaways
Bajaj Finance reported strong Q2 FY27 consolidated results with 26% AUM growth and 29% PAT growth, driven by customer additions and AI transformation.