ALFA Finder| Management target | Net Profit 24.0% Long-term |
|---|
| Revenue growth | Net total income grew 22% YoY in Q1 FY27. |
|---|---|
| Margins | NIM remained steady in Q1; Opex-to-NTI improvement of 25-40 bps expected. |
| Demand visibility | Strong; planning to add 18-20 MM new customers in FY27. |
| Management confidence | High; citing excellent metrics and optimistic credit cost outlook for FY27. |
Growth
AUM grew 24% YoY; PBT and PAT both rose 28% YoY. New loans booked increased 20% to 16.13 MM.
Outlook
Long-term guidance: AUM growth 23-25%, Profit 23-24%, ROA 4.3-4.7%, ROE 19-21%. FY27 new loans: 60-62 MM.
Risks
Credit cost outlook remains contingent on potential material adverse effects from geopolitical events.
Last quarter's promises, checked
Delivered
- AUM growth 20-24% → delivered 24% (= BEAT)
- New customer addition 15-17 MM → delivered 18-20 MM (revised up) (= BEAT)
- ROA 4.4-4.6% → delivered 4.6% (= BEAT)
Partly delivered
- Credit cost 1.45-1.60% → delivered 1.65% in Q4 (FY27 guide 1.45-1.60%) (= PARTIAL)
Investor Presentation filed with NSE, NSE: BAJFINANCE. Summary written with AI assistance from the document.
Bajaj Finance Ltd: key numbers
- Share price
- ₹1,115.00
- Market cap
- ₹6,94,194 Cr
- Revenue (annual)
- ₹81,982 Cr
- Net profit (annual)
- ₹19,017 Cr
- P/E (TTM)
- 32.0×Sector 20.8×
- Promoter holding
- 54.67%+0.00% QoQ
- FII holding
- 19.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finance Ltd
All →Bajaj Finance Capital Structure Change
Bajaj Finance's Special Committee opened its Rs 11,700 Crore QIP and approved the placement document on 11 November 2026. Equity shares will be issued subsequently under the shareholder-approved plan.
- Value
- ₹11,700 Cr
Bajaj Finance Capital Structure Change
Bajaj Finance's QIP committee opened its equity QIP on November 11, 2026. It fixed the floor price and approved the preliminary placement document.
Bajaj Finance Preferential Issue
Bajaj Finance allotted preferential securities, with warrants and ESOPs converting to equity. Promoter Bajaj Finserv would hold 51.23% fully diluted at Rs 1,010 per share.
Bajaj Finance Convertible Warrants
Bajaj Finance's allotment committee approved 5,74,25,740 warrants to promoter Bajaj Finserv at ₹1,010 each under a preferential issue. The allotment is worth about ₹5,800 Crore, with 25% payable now.
- Value
- ₹5,800 Cr
Bajaj Finance Fund Raise of ₹5,800 Cr
Bajaj Finance's special committee approved issuing 5.74 crore warrants to promoter Bajaj Finserv at ₹1,010 each. The issue raises about ₹5,800 crore.
- Value
- ₹5,800 Cr
Bajaj Finance Debt & Borrowing: ₹28.56 Cr
Bajaj Finance Ltd paid Rs.28.56 Crore of interest on its secured NCDs (Series 291 Tranche 3 and Tranche 7, ISIN INE296A07UD5) on 09 Nov 2026, on the due date. The amount paid is net of TDS against Rs.31.52 Crore due.
- Value
- ₹28.56 Cr