| Margins | NIM steady in Q4; marginal moderation expected in FY27. |
|---|---|
| Demand visibility | Strong; likely to cross 5M loans in a single month soon. |
| Management confidence | High; entering FY27 with credit cost tailwinds and strong momentum. |
Growth
AUM grew 22.4% to ₹510,000cr; PAT grew 26.7%. 12.9M loans booked; 3.93M new customers added in Q4.
Outlook
FY27 guidance: 20-24% AUM growth, 15-17M new customers, 4.4-4.6% ROA, and 19-20% ROE.
Risks
Muted MSME growth (6%) due to risk actions; geopolitical tensions affecting macro stability and NIM.
Earnings Call filed with BSE, NSE: BAJFINANCE. Summary written with AI assistance from the document.
Bajaj Finance Ltd: key numbers
- Share price
- ₹996.90
- Market cap
- ₹6,20,665 Cr
- Revenue (annual)
- ₹81,982 Cr
- Net profit (annual)
- ₹19,017 Cr
- P/E (TTM)
- 30.6×Sector 22.0×
- Promoter holding
- 54.67%-0.03% QoQ
- FII holding
- 18.84%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finance Ltd
All →Bajaj Finance Board Meeting Date
Bajaj Finance announced a board meeting on October 1, 2026, to consider a proposal for raising funds through preferential issue or qualified institutions placement.
Bajaj Finance Debt & Borrowing: ₹10 Cr
Bajaj Finance Ltd completed the full redemption of its Secured Redeemable Non-Convertible Debentures, amounting to ₹10.00 Crore, on the scheduled maturity date.
- Value
- ₹10.00 Cr
Bajaj Finance Debt & Borrowing: ₹0.81 Cr
Bajaj Finance Ltd has made an interest payment of ₹0.81 Crore on its Secured Redeemable Non-Convertible Debentures, as confirmed in the latest filing.
- Value
- ₹0.81 Cr
Bajaj Finance Debt & Borrowing: ₹320.4 Cr
Bajaj Finance paid interest on two series of non-convertible debentures, totaling ₹320.45 Crore net of TDS, in compliance with regulatory payment obligations.
- Value
- ₹320.4 Cr
Bajaj Finance Debt & Borrowing: ₹24.89 Cr
Bajaj Finance Ltd has successfully paid interest on its secured redeemable non-convertible debentures. The total interest payment of ₹24.89 Crore was made on the due date.
- Value
- ₹24.89 Cr
Bajaj Finance Debt & Borrowing: ₹2,050 Cr
Bajaj Finance allotted secured NCDs aggregating ₹2050.03 crore at 8.07% p.a. via private placement. Maturity is March 2030, listed on BSE Wholesale Debt Market.
- Value
- ₹2,050 Cr
- Execution
- 1294 days (8 Sept 2026 to 25 Mar 2030)