| Revenue growth | Net Total Income up 21% for FY26. |
|---|---|
| Margins | Expect marginal moderation in NIM for FY27. |
| Demand visibility | Strong; 12.89 MM new loans booked in Q4. |
| Management confidence | Confident in adding 15-17 MM customers in FY27. |
Growth
FY26 Consolidated PBT grew 23% to ₹27,630 Cr (pre-one-time); AUM grew 22% to ₹509,975 Cr.
Outlook
FY27 Guidance: 22-24% AUM growth, 15-17MM new customers, ROA of 4.4%-4.6%, and ROE of 19%-20%.
Risks
Marginal NIM moderation expected in FY27; MSME 'risk-first' actions slightly slowed AUM growth.
Earnings Call filed with NSE, NSE: BAJFINANCE. Summary written with AI assistance from the document.
Bajaj Finance Ltd: key numbers
- Share price
- ₹996.90
- Market cap
- ₹6,20,665 Cr
- Revenue (annual)
- ₹81,982 Cr
- Net profit (annual)
- ₹19,017 Cr
- P/E (TTM)
- 30.6×Sector 22.0×
- Promoter holding
- 54.67%-0.03% QoQ
- FII holding
- 18.84%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finance Ltd
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Bajaj Finance Ltd has successfully paid interest on its secured redeemable non-convertible debentures. The total interest payment of ₹24.89 Crore was made on the due date.
- Value
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Bajaj Finance allotted secured NCDs aggregating ₹2050.03 crore at 8.07% p.a. via private placement. Maturity is March 2030, listed on BSE Wholesale Debt Market.
- Value
- ₹2,050 Cr
- Execution
- 1294 days (8 Sept 2026 to 25 Mar 2030)