| Management target | Revenue 30.0% FY27 |
|---|
| Revenue growth | Total income stood at ₹1,796 Cr, up 20% year-on-year. |
|---|---|
| Margins | NIMs improved to 16.4% in Q4 from lower borrowing costs. |
| Demand visibility | Strong structural demand in micro-MSME segment despite West Asia headwinds. |
| Management confidence | High; leveraging new IPO capital and AI-driven underwriting tools. |
Growth
AUM grew 27% YoY to ₹7,044 Cr; disbursement momentum remains healthy at 26% sequential growth.
Outlook
Management targets 25-30% growth for FY27 with ROA between 4-4.5%.
Risks
Expansion into mortgage loans might pressure yields, though management expects cost offsets.
Earnings Call Transcript filed with BSE, NSE: AYE. Summary written with AI assistance from the document.
Aye Finance Ltd: key numbers
- Share price
- ₹167.25
- Market cap
- ₹4,128 Cr
- Revenue (annual)
- ₹1,815 Cr
- Net profit (annual)
- ₹193.6 Cr
- P/E (TTM)
- 17.4×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.70%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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