| Management target | Revenue 18.0% FY27 |
|---|
| Revenue growth | NII grew 8% YoY; advances up 19% YoY driven by wholesale. |
|---|---|
| Margins | NIM hit 3.46%; management expects this to be the cycle bottom. |
| Demand visibility | Strong investment activity and government infra focus driving corporate credit demand. |
| Management confidence | Confident; focus on 'cycle bottom' NIM and structural 3.8% target. |
Growth
Advances grew 19% YoY led by 38% growth in wholesale; deposits grew 18% YoY with sustainable CASA momentum.
Outlook
Management guides to a structural NIM of 3.8% and loan growth at industry plus 300 basis points.
Risks
NIMs compressed 16bps QoQ to 3.46%; management flags seasonal retail slippages and competitive pricing pressure in corporate lending.
Earnings Call Transcript filed with NSE, NSE: AXISBANK. Summary written with AI assistance from the document.
Axis Bank Ltd: key numbers
- Share price
- ₹1,222.40
- Market cap
- ₹3,80,603 Cr
- Revenue (annual)
- ₹1,32,538 Cr
- Net profit (annual)
- ₹26,385 Cr
- P/E (TTM)
- 13.7×Sector 22.0×
- Promoter holding
- 7.87%-0.27% QoQ
- FII holding
- 39.91%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Axis Bank Ltd
All →Axis Bank Management Change
Axis Bank appointed Arvind Subramanian as additional independent director for a four-year term. He currently serves as EVP and MD at Iron Mountain India.
Axis Bank Board Meeting Date
Axis Bank will hold a board meeting on October 17, 2026, to consider and approve its unaudited standalone and consolidated financial results for the quarter ended September 30, 2026.
Axis Bank Employee Stock Options
Axis Bank allotted 68,291 equity shares under its ESOP/RSU scheme. The allotment results in a minor increase to the bank's paid-up share capital.
Axis Bank Debt & Borrowing: ₹292.4 Cr
Axis Bank confirms timely payment of interest on debentures due on September 5, 2026. This is a routine interest payment intimation filed per SEBI regulations.
- Value
- ₹292.4 Cr
Axis Bank Earnings Call Transcript: Key Takeaways
Axis Bank reported standalone Q1 FY27 Net Profit of ₹7,113.92 crores, up 22.5% YoY. Total Income reached ₹40,721.05 crores, driven by steady interest income and retail segment performance.
Axis Bank Earnings Call Transcript: Key Takeaways
Axis Bank's experts discuss the inevitable U.S. recession delayed by massive fiscal stimulus and a contradictory equity rally driven by narrow AI optimism despite inverted yield curves signaling credit tightening.