ALFA Finder India's fastest NSE & BSE filing alerts on Telegram, filtered to the stocks you hold Telegram alerts alfafinder.com →
Saturday, 14 November 2026 Every NSE & BSE announcement, by company
ALFA Filings Every announcement, straight from the exchange
Earnings Call Transcript

Axis Bank Earnings Call Transcript: Key Takeaways

Axis Bank reported a stable Q1 FY27 with 23% YoY PAT growth, driven by 19% loan growth and improved cost efficiency, despite NIM compression and seasonal slippages in the retail segment.

Guidance and delivery
Management target Revenue 18.0% FY27
Highlights
Revenue growthNII grew 8% YoY; advances up 19% YoY driven by wholesale.
MarginsNIM hit 3.46%; management expects this to be the cycle bottom.
Demand visibilityStrong investment activity and government infra focus driving corporate credit demand.
Management confidenceConfident; focus on 'cycle bottom' NIM and structural 3.8% target.

Growth

Advances grew 19% YoY led by 38% growth in wholesale; deposits grew 18% YoY with sustainable CASA momentum.

Outlook

Management guides to a structural NIM of 3.8% and loan growth at industry plus 300 basis points.

Risks

NIMs compressed 16bps QoQ to 3.46%; management flags seasonal retail slippages and competitive pricing pressure in corporate lending.

Source

Earnings Call Transcript filed with NSE, NSE: AXISBANK. Summary written with AI assistance from the document.

Read the document ↗

Axis Bank Ltd: key numbers

Share price
₹1,331.00
Market cap
₹4,14,537 Cr
Revenue (annual)
₹1,32,538 Cr
Net profit (annual)
₹26,385 Cr
P/E (TTM)
13.8×Sector 21.0×
Promoter holding
7.86%-0.01% QoQ
FII holding
38.05%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Axis Bank Ltd

All →