| Revenue growth | 33.7% YoY increase in Total Income. |
|---|---|
| Margins | Consolidated NIMs at 17.4% for Q1FY27. |
| Demand visibility | Strong disbursements growth of 76% YoY indicates robust demand. |
| Management confidence | High; citing 100+ years combined experience and consistent profitability. |
Growth
AUM grew 35.7% YoY to INR 2,925 Cr. Disbursements surged 76.1% YoY to INR 686 Cr.
Outlook
Focusing on small-ticket retail loans in rural markets and scaling MSME and LAP segments as growth drivers.
Risks
Asset quality shows GNPA at 2.76% and NNPA at 0.84%. Collection efficiency stands at 96.6%.
Last quarter's promises, checked
Delivered
- Targeted Opex to Asset ~7% → delivered 6.7% (= BEAT)
- Guided Credit Cost ~3% → delivered ~2.8% (= BEAT)
- Targeted AUM Growth 20-30% → delivered 35.7% (= BEAT)
Partly delivered
- Guided NNPA <1% → delivered 0.84% (Partial as it remains elevated vs historical lows) (= PARTIAL)
Investor Presentation filed with BSE, NSE: ARMANFIN. Summary written with AI assistance from the document.
Arman Financial Services Ltd: key numbers
- Share price
- ₹1,885.60
- Market cap
- ₹1,989 Cr
- Revenue (annual)
- ₹645.9 Cr
- Net profit (annual)
- ₹56.61 Cr
- P/E (TTM)
- 17.1×Sector 22.0×
- Promoter holding
- 22.00%+0.00% QoQ
- FII holding
- 3.08%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Arman Financial Services Ltd
All →Arman Financial Services Other Announcement
Arman Financial Services Limited announced the reconstitution of various board committees, effective September 25, 2026. This is a routine administrative governance update for the company.
Arman Financial Services Debt & Borrowing: ₹3.43 Cr
Arman Financial Services Limited paid Rs. 3.43 Crore in quarterly interest for its non-convertible debentures. The payment was completed on the scheduled due date of September 25, 2026.
- Value
- ₹3.43 Cr
Arman Financial Services Employee Stock Options
Arman Financial Services allotted 31,571 equity shares to employees under its ESOP schemes. This allotment increases the total paid-up share capital.
Arman Financial Services Other Announcement
Arman Financial Services has issued letters to shareholders regarding the 34th AGM notice and Annual Report for FY 2025-26, and reminded them to complete KYC formalities.
Arman Financial Services Annual General Meeting
Arman Financial Services will hold its 34th Annual General Meeting on September 28, 2026, via video conferencing. E-voting facilities are available for shareholders.
Arman Financial Services Annual Report
Arman Financial Services Limited has released its Annual Report for the financial year 2025-26 and scheduled its 34th Annual General Meeting for September 28, 2026.