ALFA Finder| Revenue growth | Gross Total Income for FY26 was ₹645.9 Cr. |
|---|---|
| Margins | FY26 NIM at 17.2% (Q4); Yield at 25.6% (Q4). |
| Demand visibility | Strong growth in MFI and MSME segments; piloting solar loans. |
Growth
AUM grew 22% YoY to ₹2,728 Cr; Disbursements jumped 42% YoY to ₹2,433 Cr. FY26 PAT reached ₹57 Cr.
Outlook
Targeting INR 5000+ Cr AUM by leveraging MFI, MSME, LAP, and Two-Wheeler segments with healthy capital adequacy.
Risks
Asset quality shows GNPA at 3.43% and NNPA at 0.93%. Collection efficiency stabilized at 95.8% for FY26.
Earnings Call filed with BSE, NSE: ARMANFIN. Summary written with AI assistance from the document.
Arman Financial Services Ltd: key numbers
- Share price
- ₹1,562.80
- Market cap
- ₹1,648 Cr
- Revenue (annual)
- ₹645.9 Cr
- Net profit (annual)
- ₹56.61 Cr
- P/E (TTM)
- 10.3×Sector 21.0×
- Promoter holding
- 21.93%-0.07% QoQ
- FII holding
- 2.85%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Arman Financial Services Ltd
All →Arman Financial Services Investor Presentation: Key Takeaways
Q2FY27 PAT ₹51.5 Cr (vs ₹8.0 Cr); PBT ₹69.2 Cr. Record AUM ₹3,209 Cr (+50.6% YoY). GNPA 2.73%, NNPA 0.92%. Disciplined growth post-FY26 clean-up.
Arman Financial Services Employee Stock Options
Arman Financial Services allotted 1,260 equity shares to employees under its ESOP-2023 scheme. No transaction value is stated for the allotment.
Arman Financial Services Debt & Borrowing: ₹0.23 Cr
Arman Financial Services Limited paid a monthly interest of Rs. 0.23 Crore on its Non-Convertible Debentures. The payment corresponds to ISIN INE109C07105 for an issue size of Rs. 40 Crore.
- Value
- ₹0.23 Cr
Arman Financial Services Results Update
Arman Financial Services reported record quarterly consolidated PAT of ₹51 Crore for Q2 FY27, up 544% YoY. Consolidated AUM grew 51% YoY to cross ₹3,209 Crore.
Arman Financial Services Debt & Borrowing: ₹387.3 Cr
Arman Financial Services Ltd submitted its asset cover certificate for the quarter ended September 30, 2026. The company maintains a 110% security cover on its outstanding secured non-convertible debentures.
- Value
- ₹387.3 Cr
Arman Financial Services Q2 FY27 Results: Net Profit ₹51.5 Cr, Up 543.8% YoY
Arman Financial Services Ltd reported revenue from operations of ₹234.6 Cr (+47.4% YoY) and net profit of ₹51.5 Cr (+543.8% YoY) for Q2 FY27.
- Key figure
- Net profit ₹51.5 Cr · +543.8% YoY