ALFA Finder| Management target | Revenue 23.0% FY27 |
|---|
| Revenue growth | AUM up 21% YoY; disbursements grew 36% YoY. |
|---|---|
| Margins | Spreads stable at 9% despite pricing rationalization in some segments. |
| Demand visibility | Strong momentum in affordable housing segment across Southern markets. |
| Management confidence | Balanced; optimistic on growth but defensive regarding asset quality slippage. |
Growth
AUM grew 21% YoY; disbursements surged 36% driven by branch expansion and higher ticket sizes.
Outlook
Management guides for 22-24% AUM growth in FY27 with spreads maintained at 9%.
Risks
Asset quality deterioration in the NBFC segment; high field staff attrition of 45%.
Earnings Call Transcript filed with BSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹175.81
- Market cap
- ₹8,805 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 8.6×Sector 20.8×
- Promoter holding
- 23.86%+0.00% QoQ
- FII holding
- 30.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
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SBI Mutual Fund reported a Regulation 29(2) disclosure on 6 November 2026 for selling 17,07,081 shares (0.3409%) of Aptus Value Housing Finance on 5 November 2026. Its holding fell to 7.5536%.
Aptus Value Housing Finance India Debt & Borrowing: ₹0.43 Cr
Aptus Value Housing Finance paid Rs.0.43 Crore interest on its Aug 2024 secured NCDs, due November 5, 2026. Monthly coupon at 8.75% on Rs.100 Crore issue size.
- Value
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