| Revenue growth | 14% y-o-y growth to ₹53,871 Cr. |
|---|---|
| Margins | NBFC NIM at 6.06%; Net VNB margin for Life Insurance at 20.6%. |
| Demand visibility | Strong momentum in Personal, Consumer, and Business Loans. |
| Management confidence | High, emphasizing 'One Experience' and 'Omnichannel architecture' strategy. |
Growth
Revenue grew 14% y-o-y; PAT increased 21% y-o-y; Total lending portfolio up 32% y-o-y to ₹2,07,368 Cr.
Outlook
Focus on omnichannel architecture, scaling AI for operations, and expanding MSME lending through Udyog Plus platform.
Risks
Rising interest costs impacting standalone NBFC margins; exposure to unsecured business loans (11% of NBFC mix).
Earnings Call filed with BSE, NSE: ABCAPITAL. Summary written with AI assistance from the document.
Aditya Birla Capital Ltd: key numbers
- Share price
- ₹390.00
- Market cap
- ₹1,06,771 Cr
- Revenue (annual)
- ₹45,509 Cr
- Net profit (annual)
- ₹3,764 Cr
- P/E (TTM)
- 26.0×Sector 23.2×
- Promoter holding
- 68.81%+0.30% QoQ
- FII holding
- 7.94%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aditya Birla Capital Ltd
All →Aditya Birla Capital Capital Structure Change
Aditya Birla Capital allotted equity shares under its ESOP/ESPS scheme. This issuance marginally increases the company's total paid-up share capital.
Aditya Birla Capital Employee Stock Options
Aditya Birla Capital allotted 69,044 equity shares to employees upon exercise of stock options and units under the company's ESOP schemes.
Aditya Birla Capital Debt & Borrowing: ₹27.39 Cr
Aditya Birla Capital paid interest on its NCD Series 'F3' and 'F4', amounting to ₹27.38 Crore. This confirms fulfillment of the company's scheduled debt obligations.
- Value
- ₹27.39 Cr
Aditya Birla Capital Debt & Borrowing: ₹192 Cr
Aditya Birla Capital Limited allotted 19,200 non-convertible debentures on a private placement basis, raising ₹192 Crore.
- Value
- ₹192.0 Cr
Aditya Birla Capital Debt & Borrowing
Aditya Birla Capital intimated record and redemption dates for two listed commercial papers due in October 2026. The filing requests depository beneficiary positions to facilitate at-par redemptions.
Aditya Birla Capital Debt & Borrowing: ₹515 Cr
Aditya Birla Capital Limited has successfully redeemed secured non-convertible debentures (NCDs) worth ₹515 Crore upon maturity on September 16, 2026.
- Value
- ₹515.0 Cr