ALFA Finder| Revenue growth | 14% y-o-y growth to ₹53,871 Cr. |
|---|---|
| Margins | NBFC NIM at 6.06%; Net VNB margin for Life Insurance at 20.6%. |
| Demand visibility | Strong momentum in Personal, Consumer, and Business Loans. |
| Management confidence | High, emphasizing 'One Experience' and 'Omnichannel architecture' strategy. |
Growth
Revenue grew 14% y-o-y; PAT increased 21% y-o-y; Total lending portfolio up 32% y-o-y to ₹2,07,368 Cr.
Outlook
Focus on omnichannel architecture, scaling AI for operations, and expanding MSME lending through Udyog Plus platform.
Risks
Rising interest costs impacting standalone NBFC margins; exposure to unsecured business loans (11% of NBFC mix).
Earnings Call filed with BSE, NSE: ABCAPITAL. Summary written with AI assistance from the document.
Aditya Birla Capital Ltd: key numbers
- Share price
- ₹408.75
- Market cap
- ₹1,11,922 Cr
- Revenue (annual)
- ₹45,509 Cr
- Net profit (annual)
- ₹3,764 Cr
- P/E (TTM)
- 24.7×Sector 22.4×
- Promoter holding
- 68.82%+0.01% QoQ
- FII holding
- 8.26%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aditya Birla Capital Ltd
All →Aditya Birla Capital Debt & Borrowing: ₹0.1 Cr
Aditya Birla Capital certified payment of Rs. 9.66 lakh interest on its NCD Series V. Payment was made on the due date with no delay.
- Value
- ₹0.10 Cr
Aditya Birla Capital Debt & Borrowing: ₹2,250 Cr
Aditya Birla Capital allotted 2,25,000 secured NCDs aggregating Rs 2,250 Crore on private placement. The 8.78% debentures mature in 2029 and 2031.
- Value
- ₹2,250 Cr
Aditya Birla Capital Employee Stock Options
Aditya Birla Capital allotted 148,098 equity shares on November 4, 2026, under its ESOP and RSU/PSU schemes. Paid-up capital rises to ₹27,38,15,47,350 after the allotment.
Aditya Birla Capital Debt & Borrowing
Aditya Birla Capital confirms full utilization of NCD and sub-debt issue proceeds for Q3 FY27 under Reg 52(7). No deviation from intended use was reported across 12 listed tranches.
Aditya Birla Capital Other Announcement
Aditya Birla Capital filed a quarterly Monitoring Agency Report confirming no deviation in utilizing its ₹4,000 Crore Preferential Issue proceeds. The filing covers the quarter ended 30 September 2026.
Aditya Birla Capital Investor Presentation: Key Takeaways
Q2 FY27 consolidated revenue ₹16,545 Cr (+31% y-o-y) and PAT ₹1,288 Cr (+38% y-o-y). Lending portfolio ₹2,33,930 Cr (+32%). Strategy centres on AI-led underwriting and omnichannel distribution.