ALFA Finder| Margins | NIMs expanded to 8.45% in Q4; spreads stabilized at 5.20%. |
|---|---|
| Demand visibility | Strong tailwinds in affordable housing; expanding in South India, UP, Gujarat. |
| Management confidence | High; focusing on 20%+ AUM growth and sharp execution. |
Growth
AUM grew 15% Y-o-Y; disbursements rose 11% to ₹67.8 billion in FY26. Q4 disbursements surged 36% Q-o-Q.
Outlook
Targets 20%+ AUM growth; guidance for credit costs below 25 bps; long-term opex/AUM target of 2.75%.
Risks
Rising competition from large HFCs in Tier 2/3 markets; potential impact of geopolitical tensions on inflation.
Earnings Call filed with BSE, NSE: AAVAS. Summary written with AI assistance from the document.
Aavas Financiers Ltd: key numbers
- Share price
- ₹1,119.60
- Market cap
- ₹8,878 Cr
- Revenue (annual)
- ₹2,683 Cr
- Net profit (annual)
- ₹654.9 Cr
- P/E (TTM)
- 12.6×Sector 20.8×
- Promoter holding
- 48.88%+0.00% QoQ
- FII holding
- 15.20%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aavas Financiers Ltd
All →Aavas Financiers Other Announcement
AAVAS Financiers disclosed that Morningstar Sustainalytics improved its ESG risk score to 21.4 from 23.9. The rating was assigned voluntarily without company engagement.
Aavas Financiers Credit Rating
AAVAS Financiers received a rating watch with developing implications from India Ratings on its Rs. 100 crore short-term debt, with IND A1+ retained. The rating action is a credit rating event for investors to track.
Aavas Financiers Management Change
Aavas Financiers re-designated its CEO Manu Yeshpal Singh as Executive Director (MD) and Sanjeev Srinivasan as Non-Executive Nominee Director. Both changes effective 19-Sep-2026.
Aavas Financiers Annual General Meeting
AAVAS Financiers shareholders approved, via postal ballot, Manu Yeshpal Singh as Director and Managing Director and Sanjeev Srinivasan as Nominee Director. All resolutions passed.
Aavas Financiers Business Update
AAVAS Financiers crossed Rs. 25,000 Crore in Assets Under Management, a milestone with 443 branches and over 3.8 lakh families served. The filing is a press release with no new transaction or financial figures.
Aavas Financiers Debt & Borrowing: ₹22.3 Cr
Aavas Financiers certified timely half-yearly interest payment of ₹22.30 Crore on its NCDs (ISIN INE216P07241). No redemption payment was made during the period.
- Value
- ₹22.30 Cr