| Revenue growth | AUM up 15% YoY; Disbursement up 11% YoY. |
|---|---|
| Margins | NIM expanded 29bps YoY to 7.93%; Spread improved to 5.20%. |
| Demand visibility | Strong; added 38 branches in FY26, focus on Tier 3+ towns. |
| Management confidence | High; highlighted landmarks like CVC Capital promoter change and rating upgrades. |
Growth
AUM grew 15% YoY; Disbursements rose 11% YoY to ₹67.8 bn. PAT increased 14% to ₹6.56 bn.
Outlook
AUM target of ₹550 bn by FY31. Significant focus on AI adoption and green home financing (650+ cumulative).
Risks
Asset quality remains pristine at 1.05% GNPA, though spread compressed 14bps QoQ due to PLR reduction.
Earnings Call filed with NSE, NSE: AAVAS. Summary written with AI assistance from the document.
Aavas Financiers Ltd: key numbers
- Share price
- ₹1,267.70
- Market cap
- ₹10,052 Cr
- Revenue (annual)
- ₹2,683 Cr
- Net profit (annual)
- ₹654.9 Cr
- P/E (TTM)
- 14.6×Sector 22.0×
- Promoter holding
- 48.88%+0.00% QoQ
- FII holding
- 16.28%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aavas Financiers Ltd
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Aavas Financiers Other Announcement
Aavas Financiers received an ESG rating of 69 (Strong) from ESG Risk Assessments and Insights Limited, assigned voluntarily based on public information.
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