ALFA Finder| Revenue growth | AUM up 15% YoY; Disbursement up 11% YoY. |
|---|---|
| Margins | NIM expanded 29bps YoY to 7.93%; Spread improved to 5.20%. |
| Demand visibility | Strong; added 38 branches in FY26, focus on Tier 3+ towns. |
| Management confidence | High; highlighted landmarks like CVC Capital promoter change and rating upgrades. |
Growth
AUM grew 15% YoY; Disbursements rose 11% YoY to ₹67.8 bn. PAT increased 14% to ₹6.56 bn.
Outlook
AUM target of ₹550 bn by FY31. Significant focus on AI adoption and green home financing (650+ cumulative).
Risks
Asset quality remains pristine at 1.05% GNPA, though spread compressed 14bps QoQ due to PLR reduction.
Earnings Call filed with NSE, NSE: AAVAS. Summary written with AI assistance from the document.
Aavas Financiers Ltd: key numbers
- Share price
- ₹1,119.60
- Market cap
- ₹8,878 Cr
- Revenue (annual)
- ₹2,683 Cr
- Net profit (annual)
- ₹654.9 Cr
- P/E (TTM)
- 12.6×Sector 20.8×
- Promoter holding
- 48.88%+0.00% QoQ
- FII holding
- 15.20%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aavas Financiers Ltd
All →Aavas Financiers Other Announcement
AAVAS Financiers disclosed that Morningstar Sustainalytics improved its ESG risk score to 21.4 from 23.9. The rating was assigned voluntarily without company engagement.
Aavas Financiers Credit Rating
AAVAS Financiers received a rating watch with developing implications from India Ratings on its Rs. 100 crore short-term debt, with IND A1+ retained. The rating action is a credit rating event for investors to track.
Aavas Financiers Management Change
Aavas Financiers re-designated its CEO Manu Yeshpal Singh as Executive Director (MD) and Sanjeev Srinivasan as Non-Executive Nominee Director. Both changes effective 19-Sep-2026.
Aavas Financiers Annual General Meeting
AAVAS Financiers shareholders approved, via postal ballot, Manu Yeshpal Singh as Director and Managing Director and Sanjeev Srinivasan as Nominee Director. All resolutions passed.
Aavas Financiers Business Update
AAVAS Financiers crossed Rs. 25,000 Crore in Assets Under Management, a milestone with 443 branches and over 3.8 lakh families served. The filing is a press release with no new transaction or financial figures.
Aavas Financiers Debt & Borrowing: ₹22.3 Cr
Aavas Financiers certified timely half-yearly interest payment of ₹22.30 Crore on its NCDs (ISIN INE216P07241). No redemption payment was made during the period.
- Value
- ₹22.30 Cr