| Revenue growth | AUM grew 15% YoY; NIM at 7.93%. |
|---|---|
| Margins | Spread improved 31 bps to 5.20%; NIM expanded to 7.93%. |
| Demand visibility | Strong; 4,05,000+ families served; targeting ₹550bn AUM by FY31. |
| Management confidence | High; citing 'landmarks and milestones' and CVC Capital partnership. |
Growth
FY26 PAT at ₹6,556 mn (+14% YoY). Disbursements grew 11% to ₹67.8 bn. AUM 5-year CAGR at 20%.
Outlook
AUM target of ₹550 bn by FY31. Continued expansion in Tier 3+ towns and technology-led scaling.
Risks
Potential impact from PLR reductions (15 bps in Mar-26) and competitive pressures in the affordable housing segment.
Earnings Call filed with BSE, NSE: AAVAS. Summary written with AI assistance from the document.
Aavas Financiers Ltd: key numbers
- Share price
- ₹1,267.70
- Market cap
- ₹10,052 Cr
- Revenue (annual)
- ₹2,683 Cr
- Net profit (annual)
- ₹654.9 Cr
- P/E (TTM)
- 14.6×Sector 22.0×
- Promoter holding
- 48.88%+0.00% QoQ
- FII holding
- 16.28%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aavas Financiers Ltd
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Aavas Financiers received an ESG rating of 69 (Strong) from ESG Risk Assessments and Insights Limited, assigned voluntarily based on public information.
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